Norfolk County and Franklin Town City property record for 11 McCarthy St, Franklin, MA 02038
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,765 sqft · built 1900 |
| Lot Size | 0.205 acres (8,947 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $625,000 (Mar 2026) |
| Tax Bill | $5,816 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-037 |
| Primary APN | 65-037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,765 sqft Living Area |
| Gross Area | 3,212 sqft |
| Basement Area | 1,101 sqft |
| Unfinished Basement | 1,101 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,947 sqft (0.205 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 65-037 |
|---|---|
| Street Address | 11 MCCARTHY ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2120 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | HOMES AT SWAN POND |
| Legal Lot Number | 143 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 442101 |
Source: Norfolk County and Franklin Town City records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 MCCARTHY ST, 2, FRANKLIN, MA 02038-2120 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit CHARLES RIVER BANK |
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit CHARLES RIVER BANK |
| Mar 31, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2014 · Amount on Record |
| Deed Document Number | 202619923 |
| Deed Book / Page | 43017 / 331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 11 MCCARTHY ST, FRANKLIN, MA 02038-2120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039119-78 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 39119/78 |
| Instrument | 31782 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 11 MCCARTHY ST, FRANKLIN, MA 02038-2120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041097-289 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 41097/289 |
| Instrument | 14866 |
| Name | CHARLES RIVER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 11 MCCARTHY ST, FRANKLIN, MA 02038-2120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042699-107 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 42699/107 |
| Instrument | 71923 |
| Name | CHARLES RIVER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Mar 31, 2026 |
| Property Address | 11 MCCARTHY ST, FRANKLIN, MA 02038-2120 |
| Document Number | 043017-331 |
| Book / Page | 43017 / 331 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 19923 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 MCCARTHY ST # 2, 2, FRANKLIN, MA 02038-2120 |
| Document Number | 0000019924 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 19924 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,816.00 (+4.98%) | $500,500 (+6.51%) Land $235,000 Building $265,500 |
| 2024 | $5,540.00 (-1.69%) | $469,900 (+4.91%) Land $235,000 Building $234,900 |
| 2023 | $5,635.00 | $447,900 Land $256,500 Building $191,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures