Kane County property record for 16 Hill Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,599 sqft · built 1900 |
| Lot Size | 0.136 acres (5,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Jun 2019) |
| Tax Bill | $5,314 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-260-008 |
| Primary APN | 06-13-260-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,686 sqft |
| Basement Area | 1,087 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,909 sqft (0.136 acres) |
| Lot Width | 53 ft Width |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 16 HILL AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBBS SUB OF OUTLOTS 5, 6, 7, & 8 OF SEC 13-41-8 LOT 6 & PART LOT 7 DESC IN BOOK 2384/204 BLOCK 4 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 13 |
| Legal Subdivision | WEBBS SUB |
| Legal Block | 3 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 HILL AVE, ELGIN, IL 60120-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jun 12, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | Feb 8, 2008 · Amount on Record |
| Deed Document Number | 201924399 |
| Prior Transfer Date | Jun 14, 2005 |
| Prior Transfer Doc | 0000152171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 1, 2026 |
| Property Address | 16 HILL AVE, ELGIN, IL 60120-5437 |
| Document Number | 0000027450 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202627450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 HILL AVE, ELGIN, IL 60120-5437 |
| Document Number | 0000027450, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202627450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 16 HILL AVE, ELGIN, IL 60120-5437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000082005 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021K082005 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 80506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 12, 2019 |
| Property Address | 16 HILL AVE, ELGIN, IL 60120-5437 |
| Document Number | 0000024399 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019K024399 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 HILL AVE, ELGIN, IL 60120-5437 |
| Document Number | 0000024400 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019K024400 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,314.00 (+15.82%) Homeowner's exemption | $77,655 (+8.57%) Land $14,357 Building $63,298 | $233,058 (+8.57%) Land $43,088 Building $189,970 |
| 2024 | $71,526 (+21.39%) Land $13,224 Building $58,302 | $214,664 (+21.44%) Land $39,688 Building $174,976 | |
| 2022 | $4,588.00 (+4.77%) Homeowner's exemption | $58,921 (+6.96%) Land $10,894 Building $48,027 | $176,763 (+6.96%) Land $32,682 Building $144,081 |
| 2021 | $4,379.00 Homeowner's exemption | $55,087 Land $10,185 Building $44,902 | $165,261 Land $30,555 Building $134,706 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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