16 Gaucho Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 16 Gaucho Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,096 sqft · built 2013
Lot Size	0.414 acres (18,020 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (Oct 2020)
Tax Bill	$31,535 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`741-434-13`

Property Details

APN / Parcel Number

Primary APN	`741-434-13`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,096 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	18,020 sqft (0.414 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16 GAUCHO RD
City	LADERA RANCH
State	CA
Zip	92694-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 43
Legal Subdivision	TRACT NO 16586
Legal Tract	16586
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

16 Gaucho Rd is owner-occupied and held in a trust since January 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE
Jan 23, 2023	Intrafamily Transfer, Transfer
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 1, 2019	Quit Claim Deed, Transfer BRIDGELOCK CAPITAL
Oct 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	2020600487
Last Transfer Date	Jan 20, 2023
Transfer Doc	0000015133
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2026
Property Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000184740
Instrument Date	Jun 18, 2026
Instrument	2026184740
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564

Mortgage

Document Number	0000184740,
Date	Jun 26, 2026
Instrument	2026184740

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2023
Property Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000015133
Map Reference	MB 858 PG 29-44
Instrument Date	Jan 20, 2023
Instrument	2023000015133
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564

Mortgage

Document Number	0000567492
Date	Sep 13, 2021
Instrument	2021000567492

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 1, 2019
Property Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000033008
Instrument Date	Jan 21, 2019
Instrument	33008
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 GAUCHO RD LADERA RANCH CA 926941564, LADERA RANCH, CA 92694-1564

Mortgage

Document Number	33009
Date	Feb 1, 2019
Instrument	33009

Lender

Name	BRIDGELOCK CAPITAL
Type	Bank
Address	WOODLAND HILLS, CA 91367

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2018
Property Address	16 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000386371
Instrument Date	Oct 15, 2018
Instrument	386371
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16 GAUCHO RD LADERA RANCH CA 926941564, LADERA RANCH, CA 92694-1564

Tax Assessment & Valuation

The 2025 property tax bill for 16 Gaucho Rd was $31,535 with a veteran's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,346,403 (+2%) Land $1,170,750 Building $1,175,653
2025	$31,535.00 Veteran's exemption	$2,300,396 Land $1,147,795 Building $1,152,601
2023	$30,502.00 (+0.79%) Disabled Person's exemption Veteran's exemption	$2,211,070 Land $1,103,225 Building $1,107,845
2022	$30,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Gaucho Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Gaucho Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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