12 Gaucho Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 12 Gaucho Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,096 sqft · built 2013
Lot Size	0.402 acres (17,520 sqft)
Owner	Individual Name on Record
Last Sale	$3,950,000 (May 2023)
Tax Bill	$51,995 (2025)
Deeds & Mortgages	May 2023 Sale Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`741-434-14`

Property Details

APN / Parcel Number

Primary APN	`741-434-14`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,096 sqft Living Area

Exterior

Year Built	Built 2013
Lot Area	17,520 sqft (0.402 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	12 GAUCHO RD
City	LADERA RANCH
State	CA
Zip	92694-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 42
Legal Tract	16586
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12 GAUCHO RD, LADERA RANCH, CA 92694-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Grant Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Jul 30, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Aug 31, 2017
Deed Document Number	2023000122096
Record Updated	Jun 8, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2023
Property Address	12 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000122096
Map Reference	MB 858 PG 29-44
Instrument Date	May 19, 2023
Instrument	2023000122096
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 GAUCHO RD, LADERA RANCH, CA 92694-1564

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 GAUCHO RD, LADERA RANCH, CA 92694-1564
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000275776
Date	Jul 30, 2019
Instrument	2019000275776

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2017
Property Address	12 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000373217
Instrument Date	Jul 14, 2017
Instrument	373217
Transaction Type	Transfer
Record Updated	Sep 11, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 GAUCHO RD LADERA RANCH CA 926941564, LADERA RANCH, CA 92694-1564

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 8, 2017
Property Address	12 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000235330
Instrument Date	May 3, 2017
Instrument	235330
Transaction Type	Transfer
Record Updated	Jun 16, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 GAUCHO RD LADERA RANCH CA 926941564, LADERA RANCH, CA 92694-1564

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$51,995.00 (+56.67%)	$4,109,580 (+77.05%) Land $2,768,160 Building $1,341,420
2023	$33,187.00 (+0.34%) Homeowner's exemption	$2,321,114 Land $1,206,865 Building $1,114,249
2022	$33,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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