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8 Gaucho Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 8 Gaucho Rd, Ladera Ranch, CA 92694

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,143 sqft · built 2013
Lot Size0.24 acres (10,434 sqft)
Owner2 Individual Names on Record
Last Sale$2,699,000 (Sep 2026)
Tax Bill$23,383 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Apr 2024 Transfer
Flood ZoneZone X (minimal risk)
APN741-434-16

Property Details

APN / Parcel Number

Primary APN741-434-16

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,143 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area10,434 sqft (0.24 acres)
Garage Area656 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address8 GAUCHO RD
CityLADERA RANCH
StateCA
Zip92694-1564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16586 BLK LOT 40
Legal SubdivisionTRACT NO. 16586 AS SHOWN ON
Legal Tract16586
Legal Lot Number40
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32058

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 OLD WELL RD, FERNANDINA BEACH, FL 32034-0177
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Grant Deed, Transfer · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Apr 11, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2026 · Amount on Record
Deed SaleSep 29, 2026 · Amount on Record
Prior SaleDec 6, 2016 · Amount on Record
Deed Document Number2026273140
Prior Transfer DateApr 4, 2024
Prior Transfer Doc0000089931
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 29, 2026
Property Address8 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number0000273140
Instrument DateSep 1, 2026
Instrument2026273140
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$299,858.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 OLD WELL RD, FERNANDINA BEACH, FL 32034-0177

Mortgage

Document Number0000273141,
DateSep 29, 2026
Instrument2026273141
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateApr 11, 2024
Property Address8 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number0000089931
Map ReferenceMB 858 PG 29-44
Instrument DateApr 4, 2024
Instrument2024000089931
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address8 GAUCHO RD, LADERA RANCH, CA 92694-1564

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,633,638 (+2%) Land $790,358 Building $843,280
2025$23,383.00 (+3.68%) Homeowner's exemption$1,601,606 (+4.04%) Land $774,860 Building $826,746
2023$22,553.00 (+0.27%) Homeowner's exemption$1,539,414 Land $744,770 Building $794,644
2022$22,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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