9 Gaucho Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 9 Gaucho Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,225 sqft · built 2013
Lot Size	0.271 acres (11,821 sqft)
Owner	Individual Name on Record
Last Sale	$2,210,500 (May 2021)
Tax Bill	$31,944 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`741-434-10`

Property Details

APN / Parcel Number

Primary APN	`741-434-10`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	4,225 sqft Living Area

Exterior

Year Built	Built 2013
Lot Area	11,821 sqft (0.271 acres)
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	9 GAUCHO RD
City	LADERA RANCH
State	CA
Zip	92694-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 46
Legal Tract	16586
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OAKTREE FUNDING CORP
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 7, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
Oct 4, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	2021000307294
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564

Mortgage

Document Number	0000204158
Date	Aug 22, 2023
Instrument	2023000204158

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	UPLAND, CA 91786

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 7, 2021
Property Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000307294
Map Reference	MB 858 PG 29-44
Instrument Date	Mar 31, 2021
Instrument	2021000307294
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 550, 2600, FRISCO, TX 75034-7494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564

Mortgage

Document Number	0000307295
Date	May 7, 2021
Instrument	2021000307295

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 7, 2021
Property Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000307293
Map Reference	MB 858 PG 29-44
Instrument Date	Oct 21, 2020
Instrument	2021000307293
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DAKKAS PARKWAY #550 # 550, 550, FRISCO, TX 75034
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 4, 2017
Property Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564
Document Number	0000422642
Map Reference	MB858 PG29-44
Instrument Date	Sep 8, 2017
Instrument	2017000422642
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 GAUCHO RD, LADERA RANCH, CA 92694-1564

Mortgage

Document Number	0000422643
Date	Oct 4, 2017
Instrument	2017000422643

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$31,944.00 (+3.78%)	$2,392,716 (+4.04%) Land $1,227,180 Building $1,165,536
2023	$30,781.00 (+0.68%)	$2,299,804 Land $1,179,526 Building $1,120,278
2022	$30,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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