Hampden County and Westfield City property record for 16 Christopher Dr, Westfield, MA 01085 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 1976 |
| Lot Size | 0.502 acres (21,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jul 2016) |
| Tax Bill | $5,560 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:289 L:46 |
| Primary APN | WFLD M:289 L:46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,727 sqft Living Area |
| Gross Area | 4,984 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 21,875 sqft (0.502 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 CHRISTOPHER DR |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 46 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 812500 |
Source: Hampden County and Westfield City records · APN WFLD M:289 L:46
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CHRISTOPHER DR, WESTFIELD, MA 01085-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| May 01, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Prior Sale | Feb 04, 2016 · Amount on Record |
| Deed Book / Page | 21270 / 119 |
| Transfer Doc | 21326-143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 16 CHRISTOPHER DR, WESTFIELD, MA 01085-1846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025180-517 |
|---|---|
| Date | Oct 05, 2023 |
| Book Page | 25180/517 |
| Instrument | 47370 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 16 CHRISTOPHER DR, WESTFIELD, MA 01085-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22648-212 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 22648/212 |
| Instrument | 22411 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 16 CHRISTOPHER DR, WESTFIELD, MA 01085-1846 |
| Document Number | 21667-334 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 21667-334 |
|---|---|
| Date | May 04, 2017 |
| Book Page | 021667/000334 |
| Instrument | 24361 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 03, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,560.00 (+2.26%) | $366,300 (+14.4%) Land $128,800 Building $237,500 | $382,755 (+3.25%) |
| 2024 | $370,690 | ||
| 2023 | $5,437.00 | $320,200 Land $111,600 Building $208,600 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138125005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 2 of 9 on primary residences |
| Nearby Flood Claims | 6 (1980–2011) |
| Most Recent Claim | Aug 2011, river or lake flooding, Tropical Storm Irene |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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