12 Christopher Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 12 Christopher Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,043 sqft · built 1974
Lot Size	0.502 acres (21,875 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Dec 2016)
Tax Bill	$5,891 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:289 L:47`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:289 L:47`
Alternative APN	`M:329289 B:00047 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
Gross Area	3,678 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,875 sqft (0.502 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 CHRISTOPHER DR
City	WESTFIELD
State	MA
Zip	01085-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SOUTH BROOK CORP AREA 04
Legal Lot Number	47
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5026
Census Tract	812500

Owner

Source: Hampden County and Westfield City assessment roll, APN WFLD M:289 L:47, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 CHRISTOPHER DR, WESTFIELD, MA 01085-1846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Book / Page	21517 / 2
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	12 CHRISTOPHER DR, WESTFIELD, MA 01085-1846
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23134-132
Date	Mar 19, 2020
Book Page	23134/132
Instrument	14800

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,891.00 (+3.68%)	$388,100 (+15.99%) Land $128,800 Building $259,300	$427,880 (+3.8%)
2024			$412,205
2023	$5,682.00	$334,600 Land $111,600 Building $223,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138125005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 178 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Westfield Gas & Electric Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1329000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.