10 Charter Ridge Dr, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 10 Charter Ridge Dr, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,890 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$717,500 (Jun 2022)
Tax Bill	$12,262 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`00708448`

Property Details

APN / Parcel Number

Primary APN	`00708448`
Alternative APNs	`NTWN M:50 B:7 L:57 U:46` `NEWT M:50 B:7 L:57 U:46` `708448`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	5,182 sqft
1st Floor Area	1,690 sqft
Basement Area	1,640 sqft
Unfinished Basement	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	708448
Street Address	10 CHARTER RIDGE DR
City	SANDY HOOK
State	CT
Zip	06482-1577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	7
Legal Lot Number	57
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1002
Census Tract	230501

Owner

Source: Newtown Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Dec 4, 2015 · Amount on Record
Deed Document Number	20222506
Deed Book / Page	1196 / 105
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NEWTOWN CT
Recording Date	Jun 20, 2022
Property Address	10 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Document Number	001196-105
Book / Page	1196 / 105
Instrument Date	Jun 17, 2022
Instrument	20220-00002506
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000002507
Date	Jun 20, 2022
Instrument	2507

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	10 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1130-466
Date	Sep 9, 2019
Book Page	1130/466

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,262.00	$426,640 (-) Land $101,120 Building $325,520	$298,648 Land $70,784 Building $227,864
2024	$12,262.00 (+9.53%)
2023	$11,195.00 (+3.51%)	$426,640 (+36.77%) Land $101,120 Building $325,520
2022	$10,815.00	$311,930 Land $84,130 Building $227,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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