16 Charles St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 16 Charles St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 1875
Lot Size	0.088 acres (3,851 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Feb 2022)
Tax Bill	$16,532 (2025)
Deeds & Mortgages	Feb 2022 Sale Jun 2019 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01907-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-01907-0000-00017`
Alternative APN	`130190700017`

Interior

Stories	2 Stories
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Construction Type	Frame
Lot Area	3,851 sqft (0.088 acres)
Lot Dimensions	110 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	130190700017
Street Address	16 CHARLES ST
City	MONTCLAIR
State	NJ
Zip	07042-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	35X110
Legal Block	1907
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	17200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 SHEFFIELD RD, SUMMIT, NJ 07901-3739
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC
Jun 11, 2019	Grant Deed, Construction Loan · Construction Mortgage HAYMARKET INS CO
Jan 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 8, 2019	Grant Deed, Transfer LOAN FUNDER LLC SERIES 5836
Apr 23, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202212550
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0012037306
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 8, 2022
Property Address	16 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000012550
Instrument Date	Jan 13, 2022
Instrument	2022012550
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 ELM ST, 55, MONTCLAIR, NJ 07042-3289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHARLES ST, MONTCLAIR, NJ 07042-2406

June 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 11, 2019
Property Address	16 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000053263
Instrument Date	May 31, 2019
Instrument	53263
Transaction Type	Construction Loan
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 ELM ST MONTCLAIR NJ 070423289, MONTCLAIR, NJ 07042-3289

Mortgage

Document Number	53265
Date	Jun 11, 2019
Instrument	53265

Lender

Name	HAYMARKET INS CO
Address	OMAHA, NE 68102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2019
Property Address	16 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000001862
Instrument Date	Nov 8, 2018
Instrument	1862
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	850 HIGHLAND DR LEWISVILLE TX 75067, LEWISVILLE, TX 75067

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2019
Property Address	16 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000001886
Instrument Date	Nov 8, 2018
Instrument	1886
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$208.90
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	78 HULL AVE FREEHOLD NJ 077282119, FREEHOLD, NJ 07728-2119

Mortgage

Document Number	1898
Date	Jan 8, 2019
Instrument	1898

Lender

Name	LOAN FUNDER LLC SERIES 5836
Address	NEW YORK, NY 10019

Agreement

Amount	Amount Recorded

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 23, 2018
Property Address	16 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000034766
Instrument Date	Mar 26, 2018
Instrument	34766
Transaction Type	Foreclosure
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	350 HIGHLAND DR LEWISVILLE TX 750674177, LEWISVILLE, TX 75067-4177

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,200 (-) Land $119,300 Building $350,900	$470,200 (-) Land $119,300 Building $350,900
2025	$16,532.00 (+3.33%)	$470,200 (-) Land $119,300 Building $350,900	$470,200 (-) Land $119,300 Building $350,900
2024	$16,000.00 (+3.49%)
2023		$470,200 Land $119,300 Building $350,900	$470,200 Land $119,300 Building $350,900
2022	$15,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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