17 Charles St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 17 Charles St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 1885
Lot Size	0.127 acres (5,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2023)
Tax Bill	$13,976 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01908-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-01908-0000-00011`
Alternative APN	`130190800011`

Interior

Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130190800011
Street Address	17 CHARLES ST
City	MONTCLAIR
State	NJ
Zip	07042-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X111 IRR
Legal Block	1908
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4003
Census Tract	17200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 CHARLES ST, MONTCLAIR, NJ 07042-2405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
Feb 21, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 13, 2017	Grant Deed, Transfer NATIONS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	202314775
Prior Transfer Date	Jan 31, 2012
Prior Transfer Doc	0012008701
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 9, 2023
Property Address	17 CHARLES ST, MONTCLAIR, NJ 07042-2405
Document Number	0000014775
Instrument Date	Mar 1, 2023
Instrument	2023014775
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 FARRAND ST APT 610, 610, BLOOMFIELD, NJ 07003-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHARLES ST, MONTCLAIR, NJ 07042-2405

Mortgage

Document Number	0000014776
Date	Mar 9, 2023
Instrument	2023014776

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 21, 2018
Property Address	17 CHARLES ST, MONTCLAIR, NJ 07042-2405
Document Number	0000015212
Instrument Date	Jan 31, 2018
Instrument	15212
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHARLES ST MONTCLAIR NJ 070422405, MONTCLAIR, NJ 07042-2405

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 13, 2017
Property Address	17 CHARLES ST, MONTCLAIR, NJ 07042-2405
Document Number	0000060551
Instrument Date	Jun 15, 2017
Instrument	60551
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	NATIONS TITLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CHARLES ST MONTCLAIR NJ 070422405, MONTCLAIR, NJ 07042-2405

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,500 (-) Land $177,800 Building $219,700	$397,500 (-) Land $177,800 Building $219,700
2025	$13,976.00 (+4.8%)	$397,500 (+2.47%) Land $177,800 Building $219,700	$397,500 (+2.47%) Land $177,800 Building $219,700
2024	$13,336.00 (+4.56%)
2023		$387,900 Land $177,800 Building $210,100	$387,900 Land $177,800 Building $210,100
2022	$12,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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