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10 Charles St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 10 Charles St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,412 sqft · built 1897
Lot Size0.067 acres (2,936 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (May 2022)
Tax Bill$13,853 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01907-0000-00020

Property Details

APN / Parcel Number

Primary APN13-01907-0000-00020
Alternative APN
  • 130190700020

Interior

Stories2 Stories
Building Area2,412 sqft Living Area

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Construction TypeFrame
Lot Area2,936 sqft (0.067 acres)
Lot Dimensions113 ft deep x 26 ft wide

Location & Zoning

Old Parcel Number130190700020
Street Address10 CHARLES ST
CityMONTCLAIR
StateNJ
Zip07042-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description26X113
Legal Block1907
Legal Lot Number20
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4001
Census Tract17200

Owner

Source: Essex County and Montclair Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 CHARLES ST, MONTCLAIR, NJ 07042-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC
Mar 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
DOUZOGLU ASSOCIATES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Prior SaleJun 27, 2011 · Amount on Record
Deed Document Number202245578
Prior Transfer DateDec 8, 2010
Prior Transfer Doc0011001037
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateMay 6, 2022
Property Address10 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number0000045578
Instrument DateApr 7, 2022
Instrument2022045578
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 BALTIMORE AVE, 164, NORTH ARLINGTON, NJ 07031-5120

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CHARLES ST, MONTCLAIR, NJ 07042-2406
InvestorPossibly a Property Investor

Mortgage

Document Number0000045612
DateMay 6, 2022
Instrument2022045612
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 CHARLES ST, MONTCLAIR, NJ 07042-2406
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyTITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 VALLEY BROOK AVE, LYNDHURST, NJ 07071-1919

Mortgage

Document Number2021023459
DateMar 2, 2021
Instrument2021023459
Lender
NameDOUZOGLU ASSOCIATES
TypeNon-Lending Institution
AddressSADDLE RIVER, NJ 07458
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,000 (-) Land $114,800 Building $279,200$394,000 (-) Land $114,800 Building $279,200
2025$13,853.00 (+4.49%)$394,000 (+1.13%) Land $114,800 Building $279,200$394,000 (+1.13%) Land $114,800 Building $279,200
2024$13,258.00 (+22.19%)
2023$389,600 Land $114,800 Building $274,800$389,600 Land $114,800 Building $274,800
2022$10,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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