18 Charles St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 18 Charles St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	948 sqft · built 1885
Lot Size	0.22 acres (9,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 1991)
Tax Bill	$9,040 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-01907-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-01907-0000-00016`
Alternative APN	`130190700016`

Interior

Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Lot Area	9,592 sqft (0.22 acres)
Lot Dimensions	109 ft deep x 88 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130190700016
Street Address	18 CHARLES ST
City	MONTCLAIR
State	NJ
Zip	07042-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	88X109
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	1907
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	17200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jan 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS
May 25, 2018	Quit Claim Deed, Mortgage INTERCONTINENTAL CAP
Feb 1, 2017	Quit Claim Deed, Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 1991 · Amount on Record
Deed Sale	Jan 3, 1991 · Amount on Record
Deed Book / Page	5153 / 21
Last Transfer Date	May 18, 2018
Transfer Doc	2018045641
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 7, 2026
Property Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000030748
Instrument Date	Apr 30, 2026
Instrument	202630748
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	QUICK CLOSE SERVICES INC, QUICK CLOSE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406

Mortgage

Document Number	0000030748,
Date	May 7, 2026
Instrument	202630748

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406

Mortgage

Document Number	0000003104
Date	Jan 17, 2024
Instrument	2024003104

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149997
Date	Dec 21, 2021
Instrument	2021149997

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000085491
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CHARLES ST MONTCLAIR NJ 070422406, MONTCLAIR, NJ 07042-2406

Mortgage

Document Number	0000085491
Date	Sep 11, 2019
Instrument	85491

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	May 25, 2018
Property Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000045641
Instrument Date	May 18, 2018
Instrument	45641
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CHARLES ST MONTCLAIR NJ 070422406, MONTCLAIR, NJ 07042-2406

Mortgage

Document Number	45648
Date	May 25, 2018
Instrument	45648

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Amount	Amount Recorded

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 1, 2017
Property Address	18 CHARLES ST, MONTCLAIR, NJ 07042-2406
Document Number	0000009630
Instrument Date	Jan 26, 2017
Instrument	9630
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CHARLES ST MONTCLAIR NJ 070422406, MONTCLAIR, NJ 07042-2406

Mortgage

Document Number	9631
Date	Feb 1, 2017
Instrument	9631

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,100 (-) Land $148,600 Building $108,500	$257,100 (-) Land $148,600 Building $108,500
2025	$9,040.00 (+3.33%)	$257,100 (-) Land $148,600 Building $108,500	$257,100 (-) Land $148,600 Building $108,500
2024	$8,749.00 (+3.5%)
2023		$257,100 Land $148,600 Building $108,500	$257,100 Land $148,600 Building $108,500
2022	$8,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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