15946 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15946 Cumberland Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1989
Square Footage2,663 sqft Living Area
Lot Size34,848 sqft (0.8 acres)
OccupancyOwner Occupied
Last Sale$285,300 (1988)
Tax Bill$7,130.00 (2025)

Property Details

APN / Parcel Number

Primary APN278-437-03-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,663 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area34,848 sqft (0.8 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address15946 CUMBERLAND DR
CityPOWAY
StateCA
Zip92064-2347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 59 TR 011361
Legal SubdivisionPOWAY 4091R
Legal Tract011361
Legal Block1
Legal Lot Number59
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1003
Census Tract17021

Owner

Source: San Diego County records · APN 278-437-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15946 CUMBERLAND DR, POWAY, CA 92064-2347
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Apr 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Feb 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 1988 · Amount on Record
Deed SaleMay 24, 1988 · Amount on Record
Deed Doc Number1988242809
Last Transfer DateOct 14, 2015
Transfer Doc0000565933
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15946 CUMBERLAND DR, POWAY, CA 92064-2347
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address15946 CUMBERLAND DR, POWAY, CA 92064-2347

Mortgage

Document Number0000178742
DateApr 25, 2022
Instrument2022-0178742
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15946 CUMBERLAND DR, POWAY, CA 92064-2347
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15946 CUMBERLAND DR, POWAY, CA 92064-2347

Mortgage

Document Number0000267821
DateApr 06, 2021
Instrument2021-0267821
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15946 CUMBERLAND DR, POWAY, CA 92064-2347
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000318425
DateJun 19, 2020
Instrument2020-0318425
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2020
Property Address15946 CUMBERLAND DR, POWAY, CA 92064-2347
Document Number0000101566
Instrument DateFeb 22, 2020
Instrument101566
Transaction TypeTransfer
Record UpdatedMar 09, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address15946 CUMBERLAND DR POWAY CA 920642347, POWAY, CA 92064-2347

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2020
Property Address15946 CUMBERLAND DR, POWAY, CA 92064-2347
Document Number0000100876
Map ReferenceMAP 11361
Instrument DateFeb 09, 2020
Instrument2020-0100876
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15946 CUMBERLAND DR, POWAY, CA 92064-2347

Mortgage

Document Number0000100877
DateFeb 27, 2020
Instrument2020-0100877
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$620,541 (+2%) Land $204,986 Building $415,555
2025$7,130.00 (+4.76%) Homeowner's exemption$608,374 (+4.04%) Land $200,967 Building $407,407
2023$6,806.00 (+1.63%) Homeowner's exemption$584,752 Land $193,164 Building $391,588
2022$6,697.00

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