San Diego County property record for 15928 Cumberland Dr, Poway, CA 92064 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 3,071 sqft Living Area |
| Lot Size | 29,185 sqft (0.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,710,000 (2023) |
| Tax Bill | $19,943.00 (2025) |
| Primary APN | 278-437-02-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,071 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 29,185 sqft (0.67 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 15928 CUMBERLAND DR |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2347 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 60 TR 011361 |
| Legal Subdivision | POWAY 4091-R |
| Legal Tract | 011361 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-437-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 24, 2023 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| Dec 27, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) PROVIDENT SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Doc Number | 2023196444 |
| Prior Transfer Date | Aug 20, 2008 |
| Prior Transfer Doc | 0000454709 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Document Number | 0000023115 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0023115 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Document Number | 0000196444 |
| Map Reference | MAP 11361 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-0196444 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Document Number | 0000196445 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023-0196445 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Aug 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000511808 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 2019-0511808 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 27, 2018 |
| Property Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Document Number | 0000530352 |
| Map Reference | MAP 11361 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018-0530352 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15928 CUMBERLAND DR, POWAY, CA 92064-2347 |
| Document Number | 0000530353 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018-0530353 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,779,084 (+2%) Land $1,066,410 Building $712,674 | |
| 2025 | $19,943.00 (+47.32%) Homeowner's exemption | $1,744,200 (+47.89%) Land $1,045,500 Building $698,700 |
| 2023 | $13,537.00 (+1.65%) | $1,179,419 Land $643,320 Building $536,099 |
| 2022 | $13,317.00 |
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