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15964 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15964 Cumberland Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1987
Square Footage3,071 sqft Living Area
Lot Size31,799 sqft (0.73 acres)
OccupancyOwner Occupied
Last Sale$1,330,000 (2020)
Tax Bill$16,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN278-437-04-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area3,071 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional Style
Lot Area31,799 sqft (0.73 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address15964 CUMBERLAND DR
CityPOWAY
StateCA
Zip92064-2347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 58 TR 011361
Legal Subdivision4091-R
Legal Tract011361
Legal Block1
Legal Lot Number58
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1003
Census Tract17021

Owner

Source: San Diego County records · APN 278-437-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15964 CUMBERLAND DR, POWAY, CA 92064-2347
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Dec 02, 2020Grant Deed, Transfer · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Oct 24, 2017Grant Deed, Transfer
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2020 · Amount on Record
Deed SaleDec 02, 2020 · Amount on Record
Prior SaleOct 24, 2017 · Amount on Record
Deed Doc Number2020771044
Prior Transfer DateMay 31, 2005
Prior Transfer Doc0000614155
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2026
Property Address15964 CUMBERLAND DR, POWAY, CA 92064-2347
Document Number0000200672
Instrument DateJul 06, 2026
Instrument2026200672
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15964 CUMBERLAND DR, POWAY, CA 92064-2347

Mortgage

Document Number0000200672,
DateJul 14, 2026
Instrument2026200672
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2036
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 02, 2020
Property Address15964 CUMBERLAND DR, POWAY, CA 92064-2347
Document Number0000771044
Map ReferenceMAP 11361
Instrument DateOct 21, 2020
Instrument2020-0771044
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15964 CUMBERLAND DR, POWAY, CA 92064-2347

Mortgage

Document Number0000771045
DateDec 02, 2020
Instrument2020-0771045
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2017
Property Address15964 CUMBERLAND DR, POWAY, CA 92064-2347
Document Number0000495267
Instrument DateSep 21, 2017
Instrument495267
Transaction TypeTransfer
Record UpdatedOct 30, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address15964 CUMBERLAND DR POWAY CA 920642347, POWAY, CA 92064-2347

Mortgage

Document Number495268
DateOct 24, 2017
Instrument495268
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,468,424 (+2%) Land $883,263 Building $585,161
2025$16,508.00 (+4.85%) Homeowner's exemption$1,439,633 (+4.04%) Land $865,945 Building $573,688
2023$15,745.00 (+1.67%) Homeowner's exemption$1,383,732 Land $832,320 Building $551,412
2022$15,486.00

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