15888 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15888 Cumberland Dr, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,071 sqft · built 1988
Lot Size0.485 acres (21,124 sqft)
OwnerCompany Name on File
Last Sale$1,203,000 (Mar 2019)
Tax Bill$15,406 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN278-437-71-00

Property Details

APN / Parcel Number

Primary APN278-437-71-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,071 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area21,124 sqft (0.485 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address15888 CUMBERLAND DR
CityPOWAY
StateCA
Zip92064-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD-1
Legal DescriptionLOT 62 TR 011361
Legal Subdivision4091-R
Legal Tract011361
Legal Block1
Legal Lot Number62
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract17021

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15888 CUMBERLAND DR, POWAY, CA 92064-2345
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
May 19, 2021Intrafamily Transfer, Transfer
Jan 23, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LN SERVICING
Mar 22, 2019Grant Deed, Transfer · VA Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2019 · Amount on Record
Deed SaleMar 22, 2019 · Amount on Record
Prior SaleOct 2, 2006 · Amount on Record
Deed Document Number2019103799
Last Transfer DateApr 29, 2021
Transfer Doc0000380235
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15888 CUMBERLAND DR, POWAY, CA 92064-2345
Transaction TypeMortgage
Record UpdatedJul 20, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15888 CUMBERLAND DR, POWAY, CA 92064-2345

Mortgage

Document Number0000492677
DateJul 9, 2021
Instrument2021-0492677
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2021
Property Address15888 CUMBERLAND DR, POWAY, CA 92064-2345
Document Number0000380235
Map ReferenceMAP 11361
Instrument DateApr 29, 2021
Instrument2021-0380235
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address15888 CUMBERLAND DR, POWAY, CA 92064-2345

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15888 CUMBERLAND DR, POWAY, CA 92064-2345
Document Number0000063446
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15888 CUMBERLAND DR POWAY CA 920642345, POWAY, CA 92064-2345

Mortgage

Document Number0000063446
DateFeb 6, 2020
Instrument63446
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Address4425 PONCE DE LEON BOULEVARD MS5-25, CORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 22, 2019
Property Address15888 CUMBERLAND DR, POWAY, CA 92064-2345
Document Number0000103799
Map ReferenceMAP 11361
Instrument DateFeb 28, 2019
Instrument2019-0103799
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address15888 CUMBERLAND DR, POWAY, CA 92064-2345

Mortgage

Document Number0000103800
DateMar 22, 2019
Instrument2019-0103800
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,368,803 (+2%) Land $739,586 Building $629,217
2025$15,406.00 (+4.84%) Homeowner's exemption$1,341,965 (+4.04%) Land $725,085 Building $616,880
2023$14,695.00 (+1.67%) Homeowner's exemption$1,289,857 Land $696,930 Building $592,927
2022$14,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1998–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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