15928 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15928 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,111 sqft · built 2001
Lot Size	0.146 acres (6,365 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Sep 2018)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`501-93-114`

Property Details

APN / Parcel Number

Primary APN	`501-93-114`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area
1st Floor Area	1,091 sqft
2nd Floor Area	1,020 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,365 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces
Pool Area	508 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	15928 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 1 1 MCR 474-36
Legal Range	01W
Legal Township	03N
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	114
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	61027

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Aug 14, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS
Aug 14, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Aug 14, 2017
Deed Document Number	20180733009
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000961532
Date	Sep 7, 2021
Instrument	20210961532

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227997
Date	Mar 17, 2020
Instrument	20200227997

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000002631
Date	Jan 4, 2021
Instrument	20210002631

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2018
Property Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000733009
Map Reference	MB 474 PG 36
Instrument Date	Sep 12, 2018
Instrument	20180733009
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15928 W CENTRAL ST, 15928, SURPRISE, AZ 85374-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000733010
Date	Sep 28, 2018
Instrument	20180733010

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000598063
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15928 W CENTRAL ST SURPRISE AZ 853745835, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000598063
Date	Aug 14, 2017
Instrument	598063

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 14, 2017
Property Address	15928 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000597302
Instrument Date	Jul 27, 2017
Instrument	597302
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15928 W CENTRAL ST SURPRISE AZ 853745835, SURPRISE, AZ 85374-5835

Mortgage

Document Number	597304
Date	Aug 14, 2017
Instrument	597304

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,220 (-8.46%)	$372,200 (-8.46%) Land $74,400 Building $297,800
2025	$1,367.00 (+1.18%)
2024		$40,660	$406,600 Land $81,300 Building $325,300
2023	$1,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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