1592 Lafayette Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 1592 Lafayette Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1968
Lot Size	0.798 acres (34,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 81A 1 9`

Property Details

APN / Parcel Number

Primary APN	`03 81A 1 9`
Alternative APN	`173753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,366 sqft Heated Area
Gross Area	3,428 sqft
1st Floor Area	1,366 sqft
Basement Area	1,366 sqft
Finished Basement	683 sqft
Unfinished Basement	683 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	34,780 sqft (0.798 acres)
Lot Dimensions	188 ft deep x 185 ft wide
Garage Type	Carport
Garage Area	372 sqft
Carport	Carport
Carport Area	372 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	216 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173753
Street Address	1592 LAFAYETTE AVE
City	HUDSON
State	NC
Zip	28638-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2046 PG 255 YR 2022 ST 0.00
Legal Subdivision	VIRGINIA ACRES
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4022
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 81A 1 9

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1592 LAFAYETTE AVE, HUDSON, NC 28638-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Intrafamily Transfer, Transfer · FHA Mortgage JFQ LENDING INC
Feb 24, 2021	Warranty Deed, Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage VERONICA M MCDOUGLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2022
Deed Sale	Jan 24, 2022
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	202210067729
Deed Book / Page	2046 / 255
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	0020460255
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Jan 24, 2022
Property Address	1592 LAFAYETTE AVE, HUDSON, NC 28638-9774
Document Number	0020460255
Book / Page	2046 / 255
Map Reference	MB 7 PG 98
Instrument Date	Jan 19, 2022
Instrument	10067729
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 LAFAYETTE AVE, HUDSON, NC 28638-9774

Mortgage

Document Number	0010067730
Date	Jan 24, 2022
Instrument	10067730

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 24, 2021
Property Address	1592 LAFAYETTE AVE, HUDSON, NC 28638-9774
Document Number	0020130074
Book / Page	2013 / 74
Map Reference	MB 7 PG 98
Instrument Date	Feb 24, 2021
Instrument	10054110
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4428 MAGNOLIA LN, 4428, HUDSON, NC 28638-9770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1592 LAFAYETTE AVE, HUDSON, NC 28638-9774

Mortgage

Document Number	10054111
Date	Feb 24, 2021
Instrument	10054111

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 10, 2019
Property Address	1592 LAFAYETTE AVE, HUDSON, NC 28638-9774
Document Number	0010033617
Book / Page	001964 / 001671
Instrument Date	May 31, 2019
Instrument	10033617
Transaction Type	Transfer
Record Updated	Jul 03, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 MAGNOLIA LN HUDSON NC 286389770, HUDSON, NC 28638-9770

Mortgage

Document Number	10033619
Date	Jun 10, 2019
Book Page	001964/001686
Instrument	10033619

Lender

Name	VERONICA M MCDOUGLE
Address	4107 BROADUS LN # 2, HUDSON, NC 28638-9402
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 09, 2021

Mortgage

Document Number	10033618,
Date	Jun 10, 2019
Book Page	001964/001673
Instrument	10033618

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,500 (-) Land $25,100 Building $189,400
2025	$1,803.00 (+6%)	$214,500 (+26.55%) Land $25,100 Building $189,400	$214,500 (+26.55%) Land $25,100 Building $189,400
2024	$1,701.00 (+6.25%)
2023		$169,500 (-) Land $25,100 Building $144,400	$169,500 (-) Land $25,100 Building $144,400
2022	$1,601.00	$169,500 Land $25,100 Building $144,400	$169,500 Land $25,100 Building $144,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 80 locations within half a mile of this property.

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