1580 Lafayette Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 1580 Lafayette Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 1972
Lot Size	0.518 acres (22,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 81A 1 6`

Property Details

APN / Parcel Number

Primary APN	`03 81A 1 6`
Alternative APN	`4101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,651 sqft Heated Area
Gross Area	2,176 sqft
1st Floor Area	1,651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,560 sqft (0.518 acres)
Lot Dimensions	188 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4101
Street Address	1580 LAFAYETTE AVE
City	HUDSON
State	NC
Zip	28638-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0893/0992 0072 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4018
Census Tract	30700

Owner

Source: Caldwell County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1580 LAFAYETTE AVE, HUDSON, NC 28638-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1580 LAFAYETTE AVE, HUDSON, NC 28638-9745
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020641264
Date	Aug 18, 2022
Book Page	2064/1264
Instrument	10075823

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-) Land $18,500 Building $216,500
2025	$1,974.00 (+42.84%)	$235,000 (+60.96%) Land $18,500 Building $216,500	$235,000 (+60.96%) Land $18,500 Building $216,500
2023		$146,000 (-) Land $18,500 Building $127,500	$146,000 (-) Land $18,500 Building $127,500
2022	$1,382.00	$146,000 Land $18,500 Building $127,500	$146,000 Land $18,500 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20