Caldwell County property record for 1572 Lafayette Ave, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1978 |
| Lot Size | 1.16 acres (50,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,466 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 81A 1 5 |
| Primary APN | 03 81A 1 5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,852 sqft Heated Area |
| Gross Area | 3,876 sqft |
| 1st Floor Area | 1,852 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,760 sqft (1.16 acres) |
| Lot Dimensions | 188 ft deep x 270 ft wide |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 358 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 133388 |
|---|---|
| Street Address | 1572 LAFAYETTE AVE |
| City | HUDSON |
| State | NC |
| Zip | 28638-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1641 PG 1489 YR 07 ST 378.00 |
| Legal Subdivision | ROBERT B MILLER JR PROP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 30700 |
Source: Caldwell County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1572 LAFAYETTE AVE, HUDSON, NC 28638-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG |
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1572 LAFAYETTE AVE, HUDSON, NC 28638-9745 |
| Document Number | 0010039806 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1572 LAFAYETTE AVE HUDSON NC 286389745, HUDSON, NC 28638-9745 |
| Document Number | 0010039806 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 001978/001178 |
| Instrument | 10039806 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Dec 26, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.46% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1572 LAFAYETTE AVE, HUDSON, NC 28638-9745 |
| Document Number | 0010039807 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1572 LAFAYETTE AVE HUDSON NC 286389745, HUDSON, NC 28638-9745 |
| Document Number | 0010039807 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 001978/001192 |
| Instrument | 10039807 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Dec 26, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.46% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,100 (-) Land $32,900 Building $261,200 | ||
| 2025 | $2,466.00 (+34.83%) | $294,100 (+51.68%) Land $32,900 Building $261,200 | $294,100 (+51.68%) Land $32,900 Building $261,200 |
| 2023 | $193,900 (-) Land $32,900 Building $161,000 | $193,900 (-) Land $32,900 Building $161,000 | |
| 2022 | $1,829.00 | $193,900 Land $32,900 Building $161,000 | $193,900 Land $32,900 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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