1621 Lafayette Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 1621 Lafayette Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,572 sqft · built 1970
Lot Size	0.475 acres (20,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 81A 1 19`

Property Details

APN / Parcel Number

Primary APN	`03 81A 1 19`
Alternative APN	`1782`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,572 sqft Heated Area
Gross Area	1,986 sqft
1st Floor Area	1,572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,680 sqft (0.475 acres)
Lot Dimensions	188 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1782
Street Address	1621 LAFAYETTE AVE
City	HUDSON
State	NC
Zip	28638-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0751/0880 0080 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4023
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 81A 1 19

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1621 LAFAYETTE AVE, HUDSON, NC 28638-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1621 LAFAYETTE AVE, HUDSON, NC 28638-8701
Document Number	0010030900
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1621 LAFAYETTE AVE HUDSON NC 286388701, HUDSON, NC 28638-8701

Mortgage

Document Number	0010030900
Date	Mar 11, 2019
Book Page	001959/000076
Instrument	10030900

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,600 (-) Land $16,900 Building $184,700
2025	$1,696.00 (+51.02%)	$201,600 (+70.41%) Land $16,900 Building $184,700	$201,600 (+70.41%) Land $16,900 Building $184,700
2023		$118,300 (-) Land $16,900 Building $101,400	$118,300 (-) Land $16,900 Building $101,400
2022	$1,123.00	$118,300 Land $16,900 Building $101,400	$118,300 Land $16,900 Building $101,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), as of January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 80 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0114040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SAWMILLS serves 5,588 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.