15910 Ternglade Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 15910 Ternglade Dr, Lithia, FL 33547

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,243 sqft · built 2009
Lot Size0.253 acres (11,009 sqft)
Owner2 Individual Names on Record
Last Sale$663,000 (May 2021)
Tax Bill$2,471 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN088353-4626

Property Details

APN / Parcel Number

Primary APN088353-4626
Alternative APN
  • U28302179X000103000480

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,243 sqft Living Area
Gross Area4,371 sqft
1st Floor Area1,961 sqft
Upper Floors Area1,282 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,009 sqft (0.253 acres)
Lot Dimensions135 ft deep x 72.6 ft wide
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area548 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0883534626
Street Address15910 TERNGLADE DR
CityLITHIA
StateFL
Zip33547-5862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionFISHHAWK RANCH PHASE 2 PARCEL H-H LOT 48 BLOCK 103
Legal Range21E
Legal Township30S
Legal Section28
Legal SubdivisionFISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase2
Legal Tract79X
Legal Block103
Legal Lot Number48
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2008
Census Tract13922

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15910 TERNGLADE DR, LITHIA, FL 33547-5862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · VA Mortgage
RIVER CITY MORTGAGE LLC
May 19, 2021Warranty Deed, Transfer · VA Mortgage
EMM LOANS LLC
Oct 5, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
May 22, 2018Warranty Deed, Transfer · VA Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Document Number2021252081
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address15910 TERNGLADE DR, LITHIA, FL 33547-5862
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address15910 TERNGLADE DR, LITHIA, FL 33547-5862

Mortgage

Document Number2021104719
DateMar 2, 2021
Instrument2021104719
Lender
NameRIVER CITY MORTGAGE LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45242
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 19, 2021
Property Address15910 TERNGLADE DR, LITHIA, FL 33547-5862
Document Number2021252081
Map ReferenceMB 102 PG 144-163
Instrument DateMay 14, 2021
Instrument2021252081
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,641.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15910 TERNGLADE DR, 15910, LITHIA, FL 33547-5862

Transferred To (Grantee/Buyer)

NameVerified Name
Address15910 TERNGLADE DR, LITHIA, FL 33547-5862

Mortgage

Document Number2021252082
DateMay 19, 2021
Instrument2021252082
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address15910 TERNGLADE DR, LITHIA, FL 33547-5862
Document Number0270400529
Instrument DateOct 5, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address15910 TERNGLADE DR LITHIA FL 335475862, LITHIA, FL 33547-5862

Mortgage

Document Number0270400529
DateOct 18, 2019
Book Page027040/000529
Instrument2019450035
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 22, 2018
Property Address15910 TERNGLADE DR, LITHIA, FL 33547-5862
Document Number0257820572
Book / Page25782 / 0572
Map ReferenceMB 102 PG 144
Instrument DateMay 18, 2018
Instrument2018201148
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyALL AMERICAN TITLE AFFILIATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3101 W OAKELLAR AVE, 3101, TAMPA, FL 33611-2917

Transferred To (Grantee/Buyer)

NameVerified Name
Address15910 TERNGLADE DR, LITHIA, FL 33547-5862

Mortgage

Document Number2018201149
DateMay 22, 2018
Instrument2018201149
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663,554 (-1.35%) Land $176,167 Building $487,387$663,554 (-1.9%) Land $176,167 Building $487,387
2025$2,471.00 (-71.31%) Disabled Person's exemption Veteran's exemption$672,654 (+5.99%)$676,385 (+6.57%) Land $176,167 Building $500,218
2023$8,614.00 (-30.19%) Homeowner's exemption Additional exemption filed$634,657 (+1.37%) Land $152,678 Building $481,979$634,657 (+1.37%) Land $152,678 Building $481,979
2022$12,339.00 Homeowner's exemption$626,050 Land $152,678 Building $473,372$626,050 Land $152,678 Building $473,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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