Hillsborough County property record for 15908 Ternglade Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,707 sqft · built 2010 |
| Lot Size | 0.252 acres (10,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Oct 2025) |
| Tax Bill | $9,959 (2025) |
| Deeds & Mortgages | Jan 2025 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088353-4624 |
| Primary APN | 088353-4624 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,707 sqft Living Area |
| Gross Area | 5,303 sqft |
| 1st Floor Area | 1,192 sqft |
| 2nd Floor Area | 2,204 sqft |
| Upper Floors Area | 311 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,973 sqft (0.252 acres) |
| Lot Dimensions | 133 ft deep x 72.5 ft wide |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534624 |
|---|---|
| Street Address | 15908 TERNGLADE DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-5862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 47 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 28 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Tract | 79X |
| Legal Block | 103 |
| Legal Lot Number | 47 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
15908 Ternglade Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DECKERT FAMILY TRUST |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | May 28, 2010 · Amount on File |
| Deed Document Number | 202556548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Document Number | 0000023323 |
|---|---|
| Date | Jan 17, 2025 |
| Instrument | 2025023323 |
| Name | DECKERT FAMILY TRUST |
|---|---|
| Type | Private Party |
| Address | 41 CREPE MYRTLE ST, LAKE PLACID, FL 33852 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 7% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Document Number | 0000129928 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021129928 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Document Number | 0000456548 |
| Map Reference | MB 102 PG 144-163 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025456548 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,090.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1019 SPINDLE PALM WAY, APOLLO BEACH, FL 33572-2011 |
| Name | Verified Name |
|---|---|
| Address | 15908 TERNGLADE DR, LITHIA, FL 33547-5862 |
| Document Number | 0000456549 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025456549 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
The 2025 property tax bill for 15908 Ternglade Dr was $9,959, up 9.1% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,505 (+32.38%) | $725,432 (-1.23%) Land $175,623 Building $549,809 | |
| 2025 | $9,959.00 (+9.06%) Homeowner's exemption | $452,096 (+2.9%) | $734,468 (-0.09%) Land $175,623 Building $558,845 |
| 2024 | $9,132.00 (+2.72%) Homeowner's exemption | $439,355 (+3%) | $735,138 (+5.63%) Land $175,623 Building $559,515 |
| 2023 | $8,890.00 (+3.02%) Homeowner's exemption | $426,558 (+3%) | $695,965 (+1.51%) Land $152,206 Building $543,759 |
| 2022 | $8,629.00 Homeowner's exemption | $414,134 | $685,639 Land $152,206 Building $533,433 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15908 Ternglade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15908 Ternglade Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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