15904 Ternglade Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 15904 Ternglade Dr, Lithia, FL 33547

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,656 sqft · built 2009
Lot Size	0.258 acres (11,237 sqft)
Owner	2 Individual Names on File
Last Sale	$519,000 (Sep 2015)
Tax Bill	$10,538 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088353-4620`

Property Details

APN / Parcel Number

Primary APN	`088353-4620`
Alternative APN	`U28302179X000103000450`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,656 sqft Living Area
Gross Area	4,713 sqft
1st Floor Area	2,924 sqft
Upper Floors Area	732 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,237 sqft (0.258 acres)
Lot Dimensions	132 ft deep x 82.3 ft wide
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	449 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0883534620
Street Address	15904 TERNGLADE DR
City	LITHIA
State	FL
Zip	33547-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 45 BLOCK 103
Legal Range	21E
Legal Township	30S
Legal Section	28
Legal Subdivision	FISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase	2
Legal Tract	79X
Legal Block	103
Legal Lot Number	45
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2008
Census Tract	13922

Owner

15904 Ternglade Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15904 TERNGLADE DR, LITHIA, FL 33547-5862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2015 · Amount on File
Deed Sale	Sep 16, 2015 · Amount on File
Prior Sale	Nov 18, 2010 · Amount on File
Deed Document Number	2015357368
Deed Book / Page	23544 / 1089
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	15904 TERNGLADE DR, LITHIA, FL 33547-5862
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15904 TERNGLADE DR, LITHIA, FL 33547-5862

Mortgage

Document Number	2021457479
Date	Sep 10, 2021
Instrument	2021457479

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 15904 Ternglade Dr was $10,538 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,977 (+2.7%)	$717,167 (-1.95%) Land $179,720 Building $537,447
2025	$10,538.00 Homeowner's exemption Veteran's exemption	$488,780	$731,451 Land $179,720 Building $551,731
2023	$9,405.00 (+3.01%) Homeowner's exemption Veteran's exemption	$461,170 (+3%)	$687,388 (+2.07%) Land $155,757 Building $531,631
2022	$9,130.00 Homeowner's exemption Veteran's exemption	$447,738	$673,450 Land $155,757 Building $517,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15904 Ternglade Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15904 Ternglade Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20