15912 Ternglade Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 15912 Ternglade Dr, Lithia, FL 33547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,982 sqft · built 2009
Lot Size	0.332 acres (14,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (May 2026)
Tax Bill	$16,352 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088353-4628`

Property Details

APN / Parcel Number

Primary APN	`088353-4628`
Alternative APN	`U28302179X000103000490`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,982 sqft Living Area
Gross Area	5,236 sqft
1st Floor Area	2,359 sqft
Upper Floors Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,471 sqft (0.332 acres)
Lot Dimensions	140 ft deep x 82.6 ft wide
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0883534628
Street Address	15912 TERNGLADE DR
City	LITHIA
State	FL
Zip	33547-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 49 BLOCK 103
Legal Range	21E
Legal Township	30S
Legal Section	28
Legal Subdivision	FISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase	2
Legal Tract	79X
Legal Block	103
Legal Lot Number	49
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2008
Census Tract	13922

Owner

Source: Hillsborough County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15912 TERNGLADE DR, LITHIA, FL 33547-5862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Feb 2, 2011 · Amount on Record
Deed Document Number	2026170610
Prior Transfer Date	Apr 26, 2007
Prior Transfer Doc	0000198292
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 4, 2026
Property Address	15912 TERNGLADE DR, LITHIA, FL 33547-5862
Document Number	0000170610
Instrument Date	Apr 30, 2026
Instrument	2026.170610
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	UNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15912 TERNGLADE DR, LITHIA, FL 33547-5862

Mortgage

Document Number	0000170611,
Date	May 4, 2026
Instrument	2026..170611

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,352.00 (+3.76%) Homeowner's exemption	$802,359 (+6.89%) Land $226,645 Building $575,714	$802,359 (+6.89%) Land $226,645 Building $575,714
2024	$15,759.00 (+7.65%)
2023	$14,639.00 (+5.98%)	$750,659 (+1.43%) Land $196,426 Building $554,233	$750,659 (+1.43%) Land $196,426 Building $554,233
2022	$13,813.00	$740,104 Land $196,426 Building $543,678	$740,104 Land $196,426 Building $543,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20