15900 Blue Crystal Trl, Poway, CA 92064 Property Records

San Diego County property record for 15900 Blue Crystal Trl, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,858 sqft · built 2005
Lot Size	20.6 acres (898,089 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2002)
Tax Bill	$19,968 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`321-161-06-00`

Property Details

APN / Parcel Number

Primary APN	`321-161-06-00`
Alternative APN	`3211610100`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	4,858 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	898,089 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	3211610100
Street Address	15900 BLUE CRYSTAL TRL
City	POWAY
State	CA
Zip	92064-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-A
Legal Description	SEC 9-14-1W SWQ PAR 1 PER DOC99-795798 IN NEQ OF
Legal Range	01W
Legal Township	14
Legal Section	09
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17010

Owner

15900 Blue Crystal Trl is owned and occupied by two individuals who acquired it in February 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK
Mar 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2002 · Amount on File
Deed Sale	Feb 20, 2002 · Amount on File
Prior Sale	Mar 22, 2001 · Amount on File
Deed Document Number	2002141812
Last Transfer Date	Feb 12, 2019
Transfer Doc	0000095922
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181

Mortgage

Document Number	0000833684
Date	Dec 9, 2021
Instrument	2021-0833684

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389738
Date	Sep 9, 2019
Instrument	2019-0389738

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181
Document Number	0000095924
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15900 BLUE CRYSTAL TRL POWAY CA 920643181, POWAY, CA 92064-3181

Mortgage

Document Number	0000095924
Date	Mar 18, 2019
Instrument	95924

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 17, 2044

Interest

Rate Type	Adjustable Rate

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2019
Property Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181
Document Number	0000095922
Instrument Date	Feb 12, 2019
Instrument	2019-0095922
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15900 BLUE CRYSTAL TRL, POWAY, CA 92064-3181

Mortgage

Document Number	0000095923
Date	Mar 18, 2019
Instrument	2019-0095923

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000095924
Date	Mar 18, 2019
Instrument	2019-0095924

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 15900 Blue Crystal Trl was $19,968 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,798,400 (+2%) Land $608,003 Building $1,190,397
2025	$19,968.00 Homeowner's exemption	$1,763,138 Land $596,082 Building $1,167,056
2023	$19,033.00 (+1.69%) Homeowner's exemption	$1,694,676 Land $572,937 Building $1,121,739
2022	$18,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15900 Blue Crystal Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15900 Blue Crystal Trl is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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