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1598 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1598 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,993 sqft · built 2002
Lot Size0.264 acres (11,476 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Apr 2024)
Tax Bill$4,241 (2024)
Deeds & MortgagesApr 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-034-76

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-034-76

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,993 sqft Living Area
Gross Area3,818 sqft
1st Floor Area2,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,476 sqft (0.264 acres)
Garage TypeAttached
Garage Area825 sqft
PorchFinished/Open Porch
Porch Area286 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1598 WATERS EDGE DR
CityFLEMING ISLAND
StateFL
Zip32003-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 76 WATERS EDGE AS REC OR 4810 PG 1619
Legal Range26E
Legal Township04S
Legal Section30
Legal SubdivisionWATERS EDGE
Legal Lot Number76
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1598 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 8, 2024Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 22, 2022Intrafamily Transfer, Transfer
Aug 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2024 · Amount on Record
Deed SaleApr 8, 2024 · Amount on Record
Prior SaleMar 20, 2002 · Amount on Record
Deed Document Number202416431
Deed Book / Page4810 / 1619
Prior Transfer DateSep 21, 2022
Prior Transfer Doc0046511975
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateApr 9, 2026
Property Address1598 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0000016986
Book / Page5033 / 261
Instrument DateFeb 20, 2026
Instrument202616986
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1598 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0000016986,
DateApr 9, 2026
Book Page5033/261
Instrument202616986
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate6.09%
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateApr 8, 2024
Property Address1598 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0048101619
Book / Page4810 / 1619
Map ReferenceMB 36 PG 1-8
Instrument DateApr 2, 2024
Instrument2024016431
Transaction TypeTransfer
Record UpdatedMay 3, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45094 WEAVER CIR, CALLAHAN, FL 32011-7938

Mortgage

Document Number0048101621
DateApr 8, 2024
Instrument4810/1621
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateSep 22, 2022
Property Address1598 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0046511975
Book / Page4651 / 1975
Map ReferenceMB 36 PG 1-8
Instrument DateSep 21, 2022
Instrument2022057760
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1598 WATERS EDGE DR, 1598, ORANGE PARK, FL 32003-8690

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1598 WATERS EDGE DR, ORANGE PARK, FL 32003-8690

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1598 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042221070
DateAug 16, 2019
Book Page4222/1070
Instrument2019044069
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueJul 25, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$393,167 (+25.72%)$567,663 (+12.32%) Land $75,000 Building $492,663
2024$4,241.00 (-32.6%)
2023$6,292.00 (+5.36%) Homeowner's exemption$312,732 (+3%)$505,412 (+15.13%) Land $75,000 Building $430,412
2022$5,972.00 Homeowner's exemption$303,624$438,993 Land $50,000 Building $388,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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