1590 Lotus Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1590 Lotus Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,568 sqft · built 1976
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$787,000 (Jan 2023)
Tax Bill	$8,709 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-270-026-000`

Property Details

APN / Parcel Number

Primary APN	`105-270-026-000`
Alternative APNs	`10527026100` `1052702610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,568 sqft Living Area
1st Floor Area	3,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	218,236 sqft
Terrain	Wooded
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	3,568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1590 LOTUS RD
City	PLACERVILLE
State	CA
Zip	95667-9492
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 1/105/3
Legal Subdivision	P
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	30901

Owner

1590 Lotus Rd, a rural home, is owned and occupied by two individuals who bought it in January 2023.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 14, 2018	Grant Deed, Transfer · ARM FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Document Number	20231013
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	0000041559
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 17, 2023
Property Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492
Document Number	0000001013
Map Reference	MB 1 PG 105
Instrument Date	Jan 10, 2023
Instrument	2023-0001013
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000001014
Date	Jan 17, 2023
Instrument	2023-0001014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000018002
Date	Mar 15, 2021
Instrument	2021-0018002

Lender

Name	QUICKEN LOANS LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Oct 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000008295
Date	Feb 5, 2021
Instrument	2021-0008295

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492
Document Number	0000010349
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 LOTUS RD PLACERVILLE CA 956679492, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000010349
Date	Mar 5, 2020
Instrument	10349

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 4, 2040

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 14, 2018
Property Address	1590 LOTUS RD, PLACERVILLE, CA 95667-9492
Document Number	0000018207
Map Reference	MB 1 PG 105
Instrument Date	May 8, 2018
Instrument	2018-0018207
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 GRISTMILL DR, BRENTWOOD, CA 94513-2522

Mortgage

Document Number	0000018208
Date	May 14, 2018
Instrument	2018-0018208

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1590 Lotus Rd was $8,709.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$835,169 (+2%) Land $212,241 Building $622,928
2025	$8,709.00	$818,794 Land $208,080 Building $610,714
2023	$7,069.00 (+1.46%)	$661,653 Land $158,577 Building $503,076
2022	$6,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1590 Lotus Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1590 Lotus Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Lotus Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures