1580 Lotus Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1580 Lotus Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 400 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Jun 2023)
Tax Bill	$8,202 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-270-025-000`

Property Details

APN / Parcel Number

Primary APN	`105-270-025-000`
Alternative APNs	`10527025100` `1052702510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	400 sqft Living Area
1st Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Wooded
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,230 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1580 LOTUS RD
City	PLACERVILLE
State	CA
Zip	95667-9492
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 1/105/2
Legal Subdivision	P
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	30901

Owner

1580 Lotus Rd, a rural home, is owned and occupied by two individuals who bought it in June 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Mar 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Dec 13, 2002 · Amount on File
Deed Document Number	202316989
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0000019974
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 21, 2023
Property Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492
Document Number	0000016989
Map Reference	MB 1 PG 105
Instrument Date	Jun 16, 2023
Instrument	2023-0016989
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000016990
Date	Jun 21, 2023
Instrument	2023-0016990

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000054683
Date	Aug 24, 2021
Instrument	2021-0054683

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000037308
Date	Jun 3, 2021
Instrument	2021-0037308

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492

Mortgage

Document Number	0000023207
Date	Apr 2, 2021
Instrument	2021-0023207

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Jan 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 23, 2021
Property Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492
Document Number	0000019974
Map Reference	MB 1 PG 105
Instrument Date	Mar 18, 2021
Instrument	2021-0019974
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 LOTUS RD, PLACERVILLE, CA 95667-9492

Tax Assessment & Valuation

The 2025 property tax bill for 1580 Lotus Rd was $8,202.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,239 (+2%) Land $212,241 Building $572,998
2025	$8,202.00	$769,843 Land $208,080 Building $561,763
2023	$4,597.00 (-38.89%) Homeowner's exemption	$430,000 Land $140,000 Building $290,000
2022	$7,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1580 Lotus Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 Lotus Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Lotus Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures