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1480 Lotus Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1480 Lotus Rd, Placerville, CA 95667 · Last verified October 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,982 sqft · built 1963
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on File
Last Sale$643,000 (Oct 2025)
Tax Bill$5,927 (2025)
Deeds & MortgagesJun 2021 Mortgage
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-250-066-000

Property Details

APN / Parcel Number

Primary APN105-250-066-000
Alternative APN
  • 1052506610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,982 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Construction TypeWood
Lot Area174,240 sqft (4 acres)
TerrainGentle Slope
View / LotGood
Parking Spaces2 Parking Spaces
Patio Area1,982 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Old Parcel Number1052506610
Street Address1480 LOTUS RD
CityPLACERVILLE
StateCA
Zip95667-9491
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPM 45/18/2
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group2
Census Block2007
Census Tract30901

Owner

Source: El Dorado County records · APN 105-250-066-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 09, 2025Grant Deed, Transfer · Commercial Mortgage
BANNER BANK
Dec 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Aug 17, 2020Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2025 · Amount on Record
Deed SaleOct 09, 2025 · Amount on Record
Prior SaleJun 30, 2025
Deed Document Number2025-0028770
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491

Mortgage

Document Number0000040299
DateJun 16, 2021
Instrument2021-0040299
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateOct 09, 2025
Property Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491
Document Number0000028770
Map ReferenceMB 45 PG 18
Instrument DateOct 03, 2025
Instrument2025-0028770
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491

Mortgage

Document Number0000028771
DateOct 09, 2025
Instrument2025-0028771
Lender
NameBANNER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE SAN BERNARDINO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059660
DateDec 29, 2017
Instrument2017-0059660
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateAug 17, 2020
Property Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491
Document Number0000042309
Map ReferenceMB 45 PG 18
Instrument DateAug 10, 2020
Instrument2020-0042309
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1480 LOTUS RD, PLACERVILLE, CA 95667-9491

Mortgage

Document Number0000042310
DateAug 17, 2020
Instrument2020-0042310
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictGold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,927.00 (+4.11%) Homeowner's exemption$557,450 (+4.04%) Land $162,364 Building $395,086
2023$5,693.00 (+1.5%) Homeowner's exemption$535,806 Land $156,060 Building $379,746
2022$5,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170309012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1997–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimFeb 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Wildfire

Wildfire RiskVery High
above 94% of the US · above 80% of California
Wildfire LikelihoodAbout 1 in 87 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless100 / 20
T-Mobile USAFixed Wireless25 / 3
AT&TFixed Wireless25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

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