El Dorado County property record for 1564 Lotus Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,903 sqft · built 1975 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-270-024-000 |
| Primary APN | 105-270-024-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,903 sqft Living Area |
| 1st Floor Area | 1,903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 217,800 sqft |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,903 sqft |
| Water Source | Commercial |
|---|
| Street Address | 1564 LOTUS RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 1/105/1 |
| Legal Subdivision | 1-105, PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30901 |
1564 Lotus Rd, a rural home, is owner-occupied and held in a trust since September 2023.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1564 LOTUS RD, PLACERVILLE, CA 95667-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA REVERSE LLC |
| Sep 14, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2023 |
| Transfer Doc | 0000025889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 25, 2026 |
| Property Address | 1564 LOTUS RD, PLACERVILLE, CA 95667-9492 |
| Document Number | 0000027692 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202627692 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1564 LOTUS RD, PLACERVILLE, CA 95667-9492 |
| Document Number | 0000027692, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202627692 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 991 Months |
| Due | Mar 9, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 14, 2023 |
| Property Address | 1564 LOTUS RD, PLACERVILLE, CA 95667-9492 |
| Document Number | 0000025890 |
| Map Reference | MB 1 PG 105 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023-0025890 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 744, LOTUS, CA 95651-0744 |
The 2025 property tax bill for 1564 Lotus Rd was $2,287 with a homeowner's exemption, up 2% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Trail Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $210,535 (+2%) Land $45,255 Building $165,280 | |
| 2025 | $2,287.00 (+2.01%) Homeowner's exemption | $206,408 Land $44,368 Building $162,040 |
| 2024 | $2,242.00 (-1.28%) | |
| 2023 | $2,271.00 (+4.85%) | $198,396 Land $42,647 Building $155,749 |
| 2022 | $2,166.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1564 Lotus Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1997–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1564 Lotus Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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