159 Broad St, Winter Haven, FL 33881 Property Records

Polk County property record for 159 Broad St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,720 sqft · built 2016
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$379,500 (Aug 2021)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533502-000490`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533502-000490`
Alternative APNs	`142826533502000490` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	2,720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,153 sqft (0.279 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	606 sqft
Porch	Screened/Unfinished Porch
Porch Area	384 sqft

Location & Zoning

Street Address	159 BROAD ST
City	WINTER HAVEN
State	FL
Zip	33881-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON COVE PB 147 PG 16-18 LOT 49
Legal Range	26E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAMPTON COVE
Legal Tract	533502
Legal Block	2
Legal Lot Number	49
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12802

Owner

159 Broad St is owned and occupied by two individuals who acquired it in August 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 BROAD ST, WINTER HAVEN, FL 33881-9008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
Jul 19, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 30, 2019	Warranty Deed, Transfer REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC
Mar 10, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2021226615
Deed Book / Page	11870 / 684
Last Transfer Date	Aug 22, 2025
Transfer Doc	0000204729
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2021
Property Address	159 BROAD ST, WINTER HAVEN, FL 33881-9008
Document Number	0000226615
Book / Page	11870 / 684
Map Reference	MB 147 PG 16-18
Instrument Date	Aug 23, 2021
Instrument	2021226615
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,657.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BORRELL ROAD, AYLETT, VA 23009

Mortgage

Document Number	0011870686
Date	Aug 30, 2021
Instrument	11870/686

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 19, 2021
Property Address	159 BROAD ST, WINTER HAVEN, FL 33881-9008
Document Number	0000186366
Book / Page	11808 / 1023
Map Reference	MB 147 PG 16-18
Instrument Date	Jul 8, 2021
Instrument	2021186366
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 HIGHFIN DR, WINTER HAVEN, FL 33881-9412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2019
Property Address	159 BROAD ST, WINTER HAVEN, FL 33881-9008
Document Number	0109572248
Book / Page	010957 / 002248
Instrument Date	Aug 28, 2019
Instrument	184025
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,988.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 BROAD ST WINTER HAVEN FL 338819008, WINTER HAVEN, FL 33881-9008

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 10, 2017
Property Address	159 BROAD ST, WINTER HAVEN, FL 33881-9008
Document Number	0100871106
Book / Page	010087 / 001106
Instrument Date	Dec 31, 2016
Instrument	46826
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	159 BROAD ST WINTER HAVEN FL 338819008, WINTER HAVEN, FL 33881-9008

Mortgage

Document Number	100871107
Date	Mar 10, 2017
Book Page	010087/001107
Instrument	46827

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 159 Broad St was $6,295.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,075 (-1.98%) Land $70,000 Building $297,075	$367,075 (-1.98%) Land $70,000 Building $297,075
2025	$6,295.00 Homeowner's exemption	$374,503 Land $70,000 Building $304,503	$374,503 Land $70,000 Building $304,503
2023	$5,887.00 (+2.45%) Homeowner's exemption	$348,700 (+3%)	$407,528 (+20.38%) Land $68,000 Building $339,528
2022	$5,746.00 Homeowner's exemption	$338,544 Land $56,000 Building $282,544	$338,544 Land $56,000 Building $282,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Broad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Broad St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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