156 Broad St, Winter Haven, FL 33881 Property Records

Polk County property record for 156 Broad St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,080 sqft · built 2016
Lot Size	0.231 acres (10,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Mar 2020)
Tax Bill	$4,783 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533502-000290`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533502-000290`
Alternative APNs	`142826533502000290` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,080 sqft Living Area
Gross Area	3,649 sqft
1st Floor Area	3,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,045 sqft (0.231 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	569 sqft
Porch	Screened/Unfinished Porch
Porch Area	332 sqft

Location & Zoning

Street Address	156 BROAD ST
City	WINTER HAVEN
State	FL
Zip	33881-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON COVE PB 147 PG 16-18 LOT 29
Legal Range	26E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAMPTON COVE
Legal Tract	533502
Legal Block	2
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	156 BROAD ST, WINTER HAVEN, FL 33881-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Feb 10, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	202055533
Deed Book / Page	11170 / 1807
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 10, 2020
Property Address	156 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0111701807
Book / Page	011170 / 001807
Instrument Date	Mar 9, 2020
Instrument	55533
Transaction Type	Transfer
Record Updated	Apr 2, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 BROAD ST WINTER HAVEN FL 338819007, WINTER HAVEN, FL 33881-9007

Mortgage

Document Number	111701809
Date	Mar 10, 2020
Book Page	011170/001809
Instrument	55534

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	AL, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	156 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0100671046
Book / Page	010067 / 001046
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 BROAD ST WINTER HAVEN FL 338819007, WINTER HAVEN, FL 33881-9007

Mortgage

Document Number	0100671046
Date	Feb 16, 2017
Book Page	010067/001046
Instrument	30967

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,004 (+2.7%)	$390,019 (-1.48%) Land $70,000 Building $320,019
2025	$4,783.00 (+5.54%) Homeowner's exemption	$295,038 (+5.99%)	$395,890 (-10.05%) Land $70,000 Building $325,890
2023	$4,532.00 (+2.56%) Homeowner's exemption	$278,372 (+3%)	$440,146 (+19.69%) Land $68,000 Building $372,146
2022	$4,419.00 Homeowner's exemption	$270,264	$367,753 Land $56,000 Building $311,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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