143 Broad St, Winter Haven, FL 33881 Property Records

Polk County property record for 143 Broad St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,720 sqft · built 2016
Lot Size	0.274 acres (11,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Jun 2026)
Tax Bill	$7,552 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533502-000480`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533502-000480`
Alternative APNs	`142826533502000480` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,646 sqft
1st Floor Area	2,720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,931 sqft (0.274 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	606 sqft
Porch	Florida Room
Porch Area	460 sqft

Location & Zoning

Street Address	143 BROAD ST
City	WINTER HAVEN
State	FL
Zip	33881-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON COVE PB 147 PG 16-18 LOT 48
Legal Range	26E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAMPTON COVE
Legal Tract	533502
Legal Block	2
Legal Lot Number	48
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS OF AMERICA INC
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL SERVICES INC
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	2026139330
Deed Book / Page	14033 / 1829
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008

Mortgage

Document Number	0000060595
Date	Mar 10, 2021
Book Page	11615/677
Instrument	2021060595

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 10, 2026
Property Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008
Document Number	0000139330
Book / Page	14033 / 1829
Instrument Date	Mar 31, 2026
Instrument	2026139330
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	AM KOR TITLE, AMOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,404.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008

Mortgage

Document Number	0000139331,
Date	Jun 10, 2026
Instrument	2026139331

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 10, 2022
Property Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008
Document Number	0000159582
Book / Page	12292 / 928
Map Reference	MB 147 PG 16-18
Instrument Date	Jun 10, 2022
Instrument	2022159582
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1218, BOONEVILLE, MS 38829-7318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BROAD ST, WINTER HAVEN, FL 33881-9008

Mortgage

Document Number	0012292930
Date	Jun 10, 2022
Instrument	12292/930

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,200 (-0.7%) Land $70,000 Building $324,200	$394,200 (-0.7%) Land $70,000 Building $324,200
2025	$7,552.00 (-3.64%)	$396,992 (-9.47%) Land $70,000 Building $326,992	$396,992 (-9.47%) Land $70,000 Building $326,992
2024	$7,837.00 (-7.18%)
2023	$8,443.00 (+126.41%)	$438,496 (+86.78%) Land $68,000 Building $370,496	$438,496 (+27.08%) Land $68,000 Building $370,496
2022	$3,729.00	$234,772	$345,042 Land $56,000 Building $289,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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