164 Broad St, Winter Haven, FL 33881 Property Records

Polk County property record for 164 Broad St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,500 sqft · built 2015
Lot Size	0.245 acres (10,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,065 (Jul 2015)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-14-533502-000270`

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533502-000270`
Alternative APNs	`142826533502000270` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	2,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,677 sqft (0.245 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	580 sqft
Porch	Florida Room
Porch Area	256 sqft

Location & Zoning

Street Address	164 BROAD ST
City	WINTER HAVEN
State	FL
Zip	33881-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON COVE PB 147 PG 16-18 LOT 27
Legal Range	26E
Legal Township	28S
Legal Section	14
Legal Subdivision	HAMPTON COVE
Legal Tract	533502
Legal Block	2
Legal Lot Number	27
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 7, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2015122548
Deed Book / Page	9570 / 694
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000242502
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007

Mortgage

Document Number	0000139765
Date	May 28, 2021
Book Page	11736/1076
Instrument	2021139765

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 17, 2021
Property Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0000242500
Book / Page	11896 / 408
Map Reference	MB 147 PG 16-18
Instrument Date	Sep 8, 2021
Instrument	2021242500
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007

Mortgage

Document Number	0118960413
Date	Sep 17, 2021
Instrument	11896/0413

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 17, 2021
Property Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0000242500
Book / Page	11896 / 408
Map Reference	MB 147 PG 16-18
Instrument Date	Sep 8, 2021
Instrument	2021242500
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007

Mortgage

Document Number	0011896413
Date	Sep 17, 2021
Instrument	11896/413

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 17, 2021
Property Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0000242502
Book / Page	11896 / 435
Map Reference	MB 147 PG 16-18
Instrument Date	Sep 8, 2021
Instrument	2021242502
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 7, 2019
Property Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0109981152
Book / Page	010998 / 001152
Instrument Date	Oct 1, 2019
Instrument	212399
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BROAD ST WINTER HAVEN FL 338819007, WINTER HAVEN, FL 33881-9007

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	164 BROAD ST, WINTER HAVEN, FL 33881-9007
Document Number	0103041182
Book / Page	010304 / 001182
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BROAD ST WINTER HAVEN FL 338819007, WINTER HAVEN, FL 33881-9007

Mortgage

Document Number	0103041182
Date	Nov 3, 2017
Book Page	010304/001182
Instrument	210924

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,979 (+2.7%)	$336,809 (-3.01%) Land $70,000 Building $266,809
2025	$3,671.00 (+3.09%) Homeowner's exemption	$236,591 (+5.99%)	$347,253 (-8.82%) Land $70,000 Building $277,253
2024	$3,561.00 (+2.62%)
2023	$3,470.00 (+2.72%) Homeowner's exemption	$223,226 (+3%)	$380,855 (+19.6%) Land $68,000 Building $312,855
2022	$3,378.00 Homeowner's exemption	$216,724	$318,435 Land $56,000 Building $262,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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