15864 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15864 Cumberland Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	3,612 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$390,000 (1995)
Tax Bill	$8,263.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`278-437-68-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,612 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	15864 CUMBERLAND DR
City	POWAY
State	CA
Zip	92064-2345
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 65 TR 011361
Legal Subdivision	4091-R POWAY
Legal Tract	011361
Legal Block	1
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	1
Census Block	1004
Census Tract	17021

Owner

Source: San Diego County records · APN 278-437-68-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15864 CUMBERLAND DR, POWAY, CA 92064-2345
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 1995 · Amount on Record
Deed Sale	Mar 24, 1995 · Amount on Record
Prior Sale	Mar 08, 1991 · Amount on Record
Deed Doc Number	1995121200
Last Transfer Date	Nov 28, 2001
Transfer Doc	0000914478
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15864 CUMBERLAND DR, POWAY, CA 92064-2345
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000329967
Date	Aug 13, 2018
Instrument	2018-0329967

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$722,984 (+2%) Land $249,443 Building $473,541
2025	$8,263.00 (+4.78%) Homeowner's exemption	$708,808 (+4.04%) Land $244,552 Building $464,256
2023	$7,886.00 (+1.64%) Homeowner's exemption	$681,285 Land $235,056 Building $446,229
2022	$7,759.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	About 1 in 562 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.