15848 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15848 Cumberland Dr, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,583 sqft · built 1988
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Jun 2010)
Tax Bill$10,460 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN278-437-66-00

Property Details

APN / Parcel Number

Primary APN278-437-66-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,583 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area23,522 sqft (0.54 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address15848 CUMBERLAND DR
CityPOWAY
StateCA
Zip92064-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 67 TR 011361
Legal Subdivision4041-R
Legal Tract011361
Legal Block1
Legal Lot Number67
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract17021

Owner

Source: San Diego County records · APN 278-437-66-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15848 CUMBERLAND DR, POWAY, CA 92064-2345
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2010 · Amount on Record
Deed SaleJun 17, 2010 · Amount on Record
Prior SaleMay 23, 2006 · Amount on Record
Deed Document Number2010303973
Prior Transfer DateSep 22, 2004
Prior Transfer Doc0001011949
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15848 CUMBERLAND DR, POWAY, CA 92064-2345
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000253457
DateMay 19, 2020
Instrument2020-0253457
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 11, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15848 CUMBERLAND DR, POWAY, CA 92064-2345
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address15848 CUMBERLAND DR, POWAY, CA 92064-2345

Mortgage

Document Number0000715107
DateNov 16, 2020
Instrument2020-0715107
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$921,626 (+2%) Land $526,645 Building $394,981
2025$10,460.00 (+4.81%) Homeowner's exemption$903,556 (+4.04%) Land $516,319 Building $387,237
2023$9,980.00 (+1.65%) Homeowner's exemption$868,472 Land $496,271 Building $372,201
2022$9,818.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire LikelihoodAbout 1 in 562 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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