15845 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15845 Cumberland Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage3,071 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$1,010,000 (2007)
Tax Bill$15,531.00 (2025)

Property Details

APN / Parcel Number

Primary APN278-437-61-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area3,071 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Lot Area26,136 sqft (0.6 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address15845 CUMBERLAND DR
CityPOWAY
StateCA
Zip92064-2346
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 77 TR 011361
Legal SubdivisionPOWAY #4091-R
Legal Tract011361
Legal Block1
Legal Lot Number77
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1004
Census Tract17021

Owner

Source: San Diego County records · APN 278-437-61-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15845 CUMBERLAND DR, POWAY, CA 92064-2346
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2007 · Amount on Record
Deed SaleJun 22, 2007 · Amount on Record
Prior SaleAug 02, 1994 · Amount on Record
Deed Doc Number2007422323
Prior Transfer DateJun 01, 2006
Prior Transfer Doc0000428224
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15845 CUMBERLAND DR, POWAY, CA 92064-2346
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address15845 CUMBERLAND DR, POWAY, CA 92064-2346

Mortgage

Document Number0000360447
DateSep 12, 2022
Instrument2022-0360447
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15845 CUMBERLAND DR, POWAY, CA 92064-2346
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000424583
DateSep 25, 2019
Instrument2019-0424583
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15845 CUMBERLAND DR, POWAY, CA 92064-2346
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address15845 CUMBERLAND DR, POWAY, CA 92064-2346

Mortgage

Document Number0000619178
DateOct 13, 2020
Instrument2020-0619178
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,380,154 (+2%) Land $847,225 Building $532,929
2025$15,531.00 (+4.84%) Homeowner's exemption$1,353,093 (+4.04%) Land $830,613 Building $522,480
2023$14,814.00 (+1.67%) Homeowner's exemption$1,300,553 Land $798,360 Building $502,193
2022$14,571.00

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