15850 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15850 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	3,476 sqft · built 2017
Lot Size	40 acres (1,746,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Aug 2016)
Tax Bill	$6,754 (2026)
Deeds & Mortgages	May 2017 Construction Loan Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-032-0800`

Property Details

APN / Parcel Number

Primary APN	`15-032-0800`

Interior

Building Area	3,476 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	1,746,320 sqft (40 acres)
Garage Type	Mixed
Garage Area	3,338 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	15850 190TH ST
City	MILACA
State	MN
Zip	56353-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW OF SW SEE 1/29/2018 SURVEY 32 39 27 40.09
Legal Range	27
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1010
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15850 190TH ST, MILACA, MN 56353-3045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF MILACA
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Feb 13, 2018	Intrafamily Transfer, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Document Number	2016396574
Last Transfer Date	Feb 13, 2018
Transfer Doc	A404902
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15850 190TH ST, MILACA, MN 56353-3045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A400727
Date	May 22, 2017
Instrument	A400727

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2018

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15850 190TH ST, MILACA, MN 56353-3045
Transaction Type	Mortgage
Record Updated	Apr 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A405582
Date	Apr 4, 2018
Instrument	A405582

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2033

Interest

Rate Type	Fixed Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Feb 13, 2018
Property Address	15850 190TH ST, MILACA, MN 56353-3045
Document Number	A404902
Instrument Date	Feb 13, 2018
Instrument	A404902
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15850 190TH ST, MILACA, MN 56353-3045

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,754.00 (-4.5%)	$754,400 (+5.98%) Land $164,700 Building $589,700	$754,400 (+5.98%) Land $164,700 Building $589,700
2025	$7,072.00 (+3.48%) Homeowner's exemption	$711,800 (-4.98%) Land $159,300 Building $552,500	$711,800 (-4.98%) Land $159,300 Building $552,500
2023	$6,834.00	$749,100 Land $131,500 Building $617,600	$749,100 Land $131,500 Building $617,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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