15204 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15204 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1908
Lot Size	49.9 acres (2,177,564 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Nov 2009)
Tax Bill	$1,408 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-032-1100`

Property Details

APN / Parcel Number

Primary APN	`15-032-1100`

Interior

Building Area	960 sqft Total Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	2,177,564 sqft (49.9 acres)

Location & Zoning

Street Address	15204 190TH ST
City	MILACA
State	MN
Zip	56353-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 3/4 OF S 1/2 OF SE, EX S 467 FT OF W 467 FT, & EX S 580 FT OF E 376 FT 32 39 27 49.99
Legal Range	27
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1062
Census Tract	970300

Owner

15204 190th St is owned by two individuals who acquired it in July 2022.

Source: Mille Lacs County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 261, MILACA, MN 56353-0261
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jul 22, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2009 · Amount on File
Deed Sale	Nov 3, 2009 · Amount on File
Prior Sale	Jan 18, 2008 · Amount on File
Deed Document Number	2009358817
Last Transfer Date	Jul 16, 2022
Transfer Doc	000A432305
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15204 190TH ST, MILACA, MN 56353-3044
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	BENTON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A432979
Date	Sep 8, 2022
Instrument	A432979

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2027

Interest

Rate Type	Adjustable Rate

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 22, 2022
Property Address	15204 190TH ST, MILACA, MN 56353-3044
Document Number	000A432305
Instrument Date	Jul 16, 2022
Instrument	A432305
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15204 190TH ST, 15204, MILACA, MN 56353-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15204 190TH ST, MILACA, MN 56353-3044

Tax Assessment & Valuation

The 2026 property tax bill for 15204 190th St was $1,408, down 2.5% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,408.00 (-2.49%)	$270,200 (+11.79%) Land $145,700 Building $124,500	$270,200 (+11.79%) Land $145,700 Building $124,500
2025	$1,444.00 Homeowner's exemption	$241,700 Land $141,200 Building $100,500	$241,700 Land $141,200 Building $100,500
2023	$1,484.00	$229,000 Land $117,100 Building $111,900	$229,000 Land $117,100 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15204 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15204 190th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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