15041 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15041 190th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,064 sqft · built 1997
Lot Size	31.2 acres (1,361,686 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Aug 2026)
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-005-0100`

Property Details

APN / Parcel Number

Primary APN	`11-005-0100`

Interior

Building Area	1,064 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	1,361,686 sqft (31.2 acres)
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Location & Zoning

Street Address	15041 190TH ST
City	MILACA
State	MN
Zip	56353-3044
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FR NE OF NE (GL 1); EX W 1/2 OF W 1/2 & EX W 23 FT OF E 1/2 OF W 1/2 OF NE OF NE SEE 5/21/13 SURVEY
Legal Range	27
Legal Township	38
Legal Section	05
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1009
Census Tract	170500

Owner

15041 190th St, a mobile home, is owned by two individuals who bought it in August 2026.

Source: Mille Lacs County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12876 MEADOW VIEW LN, DETROIT LAKES, MN 56501-8211
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL
Aug 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 17, 2026	Quit Claim Deed, Transfer TITLE AMERICA, TITLE MILACA
Dec 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	2026452440
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Sep 11, 2026
Property Address	15041 190TH ST, MILACA, MN 56353-3044
Document Number	0000452952
Instrument Date	Sep 8, 2026
Instrument	2026452952
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	AT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15041 190TH ST, MILACA, MN 56353-3044

Mortgage

Document Number	0000452952,
Date	Sep 11, 2026
Instrument	2026452952

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jul 1, 2057

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2026
Property Address	15041 190TH ST, MILACA, MN 56353-3044
Document Number	0000452440
Instrument Date	Jul 22, 2026
Instrument	2026452440
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$8,332.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11367 230TH ST, MILACA, MN 56353-3010

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2026
Property Address	15041 190TH ST, MILACA, MN 56353-3044
Document Number	0000452441
Instrument Date	Jul 22, 2026
Instrument	2026452441
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE AMERICA, TITLE MILACA

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12876 MEADOW VIEW LN, DETROIT LAKES, MN 56501-8211

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 12, 2022
Property Address	15041 190TH ST, MILACA, MN 56353-3044
Document Number	000A434312
Instrument Date	Dec 12, 2022
Instrument	A434312
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12876 MEADOW VIEW LN, DETROIT LAKES, MN 56501-8211

Tax Assessment & Valuation

The 2026 property tax bill for 15041 190th St was $2,316, up 2.1% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (+2.12%)	$265,800 (+13.44%) Land $189,300 Building $76,500	$265,800 (+13.44%) Land $189,300 Building $76,500
2025	$2,268.00	$234,300 Land $163,800 Building $70,500	$234,300 Land $163,800 Building $70,500
2023	$2,088.00	$258,000 Land $153,500 Building $104,500	$258,000 Land $153,500 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15041 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15041 190th St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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