15320 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15320 190th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,444 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2023)
Tax Bill	$1,688 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-032-1101`

Property Details

APN / Parcel Number

Primary APN	`15-032-1101`

Interior

Building Area	1,444 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Street Address	15320 190TH ST
City	MILACA
State	MN
Zip	56353-3044
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W 467 FT OF S 467 FT OF E 1/2 OF SW OF SE SEE 4-29-02 SKETCH 32 39 27 5.00
Legal Range	27
Legal Township	39
Legal Section	32
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1062
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15320 190TH ST, MILACA, MN 56353-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 5, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	2023438240
Prior Transfer Date	Jun 30, 2008
Prior Transfer Doc	350180
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 10, 2023
Property Address	15320 190TH ST, MILACA, MN 56353-3044
Document Number	000A438240
Instrument Date	Sep 29, 2023
Instrument	A438240
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	FLEX TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15320 190TH ST, MILACA, MN 56353-3044

Mortgage

Document Number	000A438241
Date	Oct 10, 2023
Instrument	A438241

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	000A438242
Date	Oct 10, 2023
Instrument	A438242

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 5, 2022
Property Address	15320 190TH ST, MILACA, MN 56353-3044
Document Number	000A431991
Instrument Date	Jul 5, 2022
Instrument	A431991
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15320 190TH ST, MILACA, MN 56353-3044

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15320 190TH ST, MILACA, MN 56353-3044
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A430707
Date	Apr 11, 2022
Instrument	A430707

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15320 190TH ST, MILACA, MN 56353-3044
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A403735
Date	Nov 28, 2017
Instrument	A403735

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 22, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,688.00 (+1.2%)	$196,300 (+8.45%) Land $92,000 Building $104,300	$196,300 (+8.45%) Land $92,000 Building $104,300
2025	$1,668.00 (-7.13%) Homeowner's exemption	$181,000 (+9.9%) Land $77,200 Building $103,800	$181,000 (+9.9%) Land $77,200 Building $103,800
2023	$1,796.00	$164,700 Land $44,200 Building $120,500	$164,700 Land $44,200 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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