15813 296th St E, Graham, WA 98338 Property Records

Pierce County property record for 15813 296th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1964
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2010)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488510-0-550`

Property Details

APN / Parcel Number

Primary APN	`488510-0-550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,148 sqft
Attic	Attic
Attic Area	652 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	224 sqft
Deck Area	132 sqft
Patio Area	356 sqft
Shed	1 Shed
Shed Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	15813 296TH ST E
City	GRAHAM
State	WA
Zip	98338-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 05 QUARTER 42 KAPOWSIN 1ST ADD E 1/2 OF S 150 FT OF B 28 ETN 4680358 PROBLEM WITH LEGAL WORKED ON INTENT 12/04/2025MC
Legal Range	05
Legal Township	17
Legal Section	06
Legal Subdivision	KAPOWSIN 1ST ADD
Legal Block	28
Legal Lot Number	28
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2054
Census Tract	73119

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15813 296TH ST E, GRAHAM, WA 98338-7623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Nov 21, 2025	Intrafamily Transfer, Transfer
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Prior Sale	Oct 25, 2007 · Amount on Record
Deed Document Number	2010783
Last Transfer Date	Oct 31, 2025
Transfer Doc	0000000119
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 30, 2026
Property Address	15813 296TH ST E, GRAHAM, WA 98338-7623
Document Number	0000000454
Instrument Date	Apr 24, 2026
Instrument	2026454
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15813 296TH ST E, GRAHAM, WA 98338-7623

Mortgage

Document Number	0000000454,
Date	Apr 30, 2026
Instrument	2026454

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 21, 2025
Property Address	15813 296TH ST E, GRAHAM, WA 98338-7623
Document Number	0011210119
Map Reference	VOL 7 PG 114
Instrument Date	Oct 3, 2025
Instrument	202511210119
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15813 296TH ST E, GRAHAM, WA 98338-7623

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15813 296TH ST E, GRAHAM, WA 98338-7623
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008280098
Date	Aug 28, 2020
Instrument	202008280098

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,800 (-5.83%) Land $128,000 Building $236,800	$364,800 (-5.83%) Land $128,000 Building $236,800
2025	$4,251.00 (+1.63%)	$387,400 (+8.42%) Land $125,500 Building $261,900	$387,400 (+8.42%) Land $125,500 Building $261,900
2024	$4,183.00 (+6.09%)	$357,300 (+4.23%) Land $133,000 Building $224,300	$357,300 (+4.23%) Land $133,000 Building $224,300
2023	$3,943.00	$342,800 Land $133,000 Building $209,800	$342,800 Land $133,000 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAPOWSIN WATER DISTRICT serves 70 people · EPA ID WA5337750
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.47 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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