15710 296th St E, Graham, WA 98338 Property Records

Pierce County property record for 15710 296th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 1919
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$252,297 (Nov 2005)
Tax Bill	$5,650 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488510-0-253`

Property Details

APN / Parcel Number

Primary APN	`488510-0-253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,679 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	15710 296TH ST E
City	GRAHAM
State	WA
Zip	98338-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 05 QUARTER 31 KAPOWSIN 1ST ADD: KAPOWSIN 1ST ADD NE OF SW 06-17-05E COMB OF L 15-18 B 6 APPROX 16,000 SQ FT APPROVED COMB BY P CO PLANNING 1-25-02 COMB OF 025-1 & 025-2 SEG N0624 4/8/02MD
Legal Range	05
Legal Township	17
Legal Section	06
Legal Subdivision	KAPOWSIN 1ST ADD
Legal Block	6
Legal Lot Number	15
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2054
Census Tract	73119

Owner

15710 296th St E is owned and occupied by two individuals who bought it in November 2005.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15710 296TH ST E, GRAHAM, WA 98338-9062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit SERVICE FCU
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2005 · Amount on File
Deed Sale	Nov 23, 2005 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	20051330
Prior Transfer Date	Jan 7, 2005
Prior Transfer Doc	0000001201
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15710 296TH ST E, GRAHAM, WA 98338-9062
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 322, KAPOWSIN, WA 98344-0322

Mortgage

Document Number	0012280303
Date	Dec 28, 2023
Instrument	202312280303

Lender

Name	SERVICE FCU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15710 296TH ST E, GRAHAM, WA 98338-9062
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012290607
Date	Dec 29, 2021
Instrument	202112290607

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15710 296TH ST E, GRAHAM, WA 98338-9062
Document Number	2012211516
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15710 296TH ST E GRAHAM WA 983389062, GRAHAM, WA 98338-9062

Mortgage

Document Number	2012211516
Date	Dec 21, 2020
Instrument	202012211516

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15710 296TH ST E, GRAHAM, WA 98338-9062
Document Number	1903250537
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15710 296TH ST E GRAHAM WA 983389062, GRAHAM, WA 98338-9062

Mortgage

Document Number	1903250537
Date	Mar 25, 2019
Instrument	201903250537

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15710 296th St E was $5,650, up 1.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,650.00 (+1.91%)	$488,900 Land $150,800 Building $338,100	$488,900 Land $150,800 Building $338,100
2025	$5,544.00 (+1.48%)
2024	$5,463.00 (+7.18%)	$471,500 (+5.34%) Land $156,800 Building $314,700	$471,500 (+5.34%) Land $156,800 Building $314,700
2023	$5,097.00	$447,600 Land $156,800 Building $290,800	$447,600 Land $156,800 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15710 296th St E in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15710 296th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAPOWSIN WATER DISTRICT serves 70 people · EPA ID WA5337750
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.47 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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