15615 296th St E, Graham, WA 98338 Property Records

Pierce County property record for 15615 296th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,355 sqft · built 2008
Lot Size	0.399 acres (17,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,950 (Dec 2007)
Tax Bill	$4,409 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488510-0-270`

Property Details

APN / Parcel Number

Primary APN	`488510-0-270`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,355 sqft Living Area
Gross Area	1,792 sqft
Basement Area	441 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,364 sqft (0.399 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	226 sqft
Patio Area	226 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	15615 296TH ST E
City	GRAHAM
State	WA
Zip	98338-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 05 QUARTER 31 KAPOWSIN 1ST ADD: KAPOWSIN 1ST ADD L 1 THRU 3 B 7
Legal Range	05
Legal Township	17
Legal Section	06
Legal Subdivision	KAPOWSIN 1ST ADD
Legal Block	7
Legal Lot Number	1-3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2050
Census Tract	73119

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15615 296TH ST E, GRAHAM, WA 98338-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit QUALSTAR CU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Dec 8, 2019	Deed of Trust, Mortgage · Conventional with PMI PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2007 · Amount on Record
Deed Sale	Dec 31, 2007 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Document Number	2007314
Prior Transfer Date	Dec 4, 2003
Prior Transfer Doc	0000000383
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15615 296TH ST E, GRAHAM, WA 98338-9027
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008070081
Date	Aug 7, 2023
Instrument	202308070081

Lender

Name	QUALSTAR CU
Type	Credit Union
Address	BOTHELL, WA 98041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15615 296TH ST E, GRAHAM, WA 98338-9027
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008160030
Date	Aug 16, 2021
Instrument	202108160030

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15615 296TH ST E, GRAHAM, WA 98338-9027
Document Number	1912180319
Instrument Date	Dec 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15615 296TH ST E GRAHAM WA 983389027, GRAHAM, WA 98338-9027

Mortgage

Document Number	1912180319
Date	Dec 18, 2019
Instrument	201912180319

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,409.00 (+2.61%)	$377,100 (+3.09%) Land $128,800 Building $248,300	$377,100 (+3.09%) Land $128,800 Building $248,300
2025	$4,297.00 (+0.59%)
2024	$4,272.00 (+6.83%)	$365,800 (+5.05%) Land $133,900 Building $231,900	$365,800 (+5.05%) Land $133,900 Building $231,900
2023	$3,999.00	$348,200 Land $133,900 Building $214,300	$348,200 Land $133,900 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAPOWSIN WATER DISTRICT serves 70 people · EPA ID WA5337750
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.47 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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