15705 296th St E, Graham, WA 98338 Property Records

Pierce County property record for 15705 296th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,337 sqft · built 1918
Lot Size	0.24 acres (10,435 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2025)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`488510-0-300`

Property Details

APN / Parcel Number

Primary APN	`488510-0-300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,435 sqft (0.24 acres)
Lot Width	50 ft Width

Exterior Amenities

Porch	Enclosed Wood Porch
Porch Area	80 sqft
Deck Area	128 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	15705 296TH ST E
City	GRAHAM
State	WA
Zip	98338-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 05 QUARTER 31 KAPOWSIN 1ST ADD: KAPOWSIN 1ST ADD L 10 & 11 B 7
Legal Range	05
Legal Township	17
Legal Section	06
Legal Subdivision	KAPOWSIN 1ST ADD
Legal Block	7
Legal Lot Number	10,11
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2050
Census Tract	73119

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA
Oct 31, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUND CU
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Apr 13, 2018	Warranty Deed, Transfer KEYBANK USA
Jan 11, 2018	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Jan 11, 2018	Warranty Deed, Transfer FOUNDATION ESCROW COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2025481
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15705 296TH ST E, GRAHAM, WA 98338-9062

Mortgage

Document Number	0009140010
Date	Sep 14, 2022
Instrument	202209140010

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 31, 2025
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Document Number	0010310481
Instrument Date	Oct 30, 2025
Instrument	202510310481
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TITLE CO OF WA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15705 296TH ST E, GRAHAM, WA 98338-9062

Mortgage

Document Number	0010310482
Date	Oct 31, 2025
Instrument	202510310482

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Document Number	2101150749
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15705 296TH ST E GRAHAM WA 983389062, GRAHAM, WA 98338-9062

Mortgage

Document Number	2101150749
Date	Jan 15, 2021
Instrument	202101150749

Lender

Name	SOUND CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Document Number	1910280368
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15705 296TH ST E GRAHAM WA 983389062, GRAHAM, WA 98338-9062

Mortgage

Document Number	1910280368
Date	Oct 28, 2019
Instrument	201910280368

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2018
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Document Number	1804130210
Instrument Date	Apr 11, 2018
Instrument	201804130210
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,832.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15705 296TH ST E GRAHAM WA 98338, GRAHAM, WA 98338

Mortgage

Document Number	1804130211
Date	Apr 13, 2018
Instrument	201804130211

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 11, 2018
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Document Number	0001110568
Map Reference	VOL 7 PG 114
Instrument Date	Jan 5, 2018
Instrument	201801110568
Transaction Type	Construction Loan
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,602.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001110569
Date	Jan 11, 2018
Instrument	201801110569

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 11, 2018
Property Address	15705 296TH ST E, GRAHAM, WA 98338-9062
Document Number	1801110567
Instrument Date	Jan 3, 2018
Instrument	201801110567
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	FOUNDATION ESCROW COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15705 296TH ST E GRAHAM WA 98338, GRAHAM, WA 98338

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,400 (-4.21%) Land $110,700 Building $221,700	$332,400 (-4.21%) Land $110,700 Building $221,700
2025	$3,838.00 (+1.03%)	$347,000 (+7.03%) Land $108,500 Building $238,500	$347,000 (+7.03%) Land $108,500 Building $238,500
2024	$3,799.00 (+6.92%)	$324,200 (+5.23%) Land $115,000 Building $209,200	$324,200 (+5.23%) Land $115,000 Building $209,200
2023	$3,553.00	$308,100 Land $115,000 Building $193,100	$308,100 Land $115,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAPOWSIN WATER DISTRICT serves 70 people · EPA ID WA5337750
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.47 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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