1581 Zutano Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 1581 Zutano Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,030 sqft · built 2016
Lot Size	2.03 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Mar 2015)
Tax Bill	$8,428 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-761-31-00`

Property Details

APN / Parcel Number

Primary APN	`105-761-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,030 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	88,862 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1581 ZUTANO LN
City	FALLBROOK
State	CA
Zip	92028-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM08771
Legal Subdivision	PARCEL MAP NO 8771
Legal Tract	8771
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2024
Census Tract	19001

Owner

1581 Zutano Ln is owned and occupied by two individuals who bought it in March 2015.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1581 ZUTANO LN, FALLBROOK, CA 92028-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2015 · Amount on File
Deed Sale	Mar 17, 2015 · Amount on File
Prior Sale	Jun 11, 2014 · Amount on File
Deed Document Number	2015121919
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1581 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 ZUTANO LN, FALLBROOK, CA 92028-1145

Mortgage

Document Number	0000499423
Date	Jul 13, 2021
Instrument	2021-0499423

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1581 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 ZUTANO LN, FALLBROOK, CA 92028-1145

Mortgage

Document Number	0000215352
Date	May 19, 2022
Instrument	2022-0215352

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1581 Zutano Ln was $8,428 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,129 (+2%) Land $182,824 Building $620,305
2025	$8,428.00 Homeowner's exemption	$787,383 Land $179,240 Building $608,143
2023	$7,994.00 (-0.03%) Homeowner's exemption	$756,810 Land $172,281 Building $584,529
2022	$7,996.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1581 Zutano Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 Zutano Ln is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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