1524 Zutano Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 1524 Zutano Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,747 sqft · built 1987
Lot Size	2.93 acres (128,066 sqft)
Owner	2 Company Names on Record
Last Sale	$1,145,000 (Apr 2026)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-760-19-00`

Property Details

APN / Parcel Number

Primary APN	`105-760-19-00`
Alternative APN	`1057601300`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,747 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	128,066 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1057601300
Street Address	1524 ZUTANO LN
City	FALLBROOK
State	CA
Zip	92028-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 31 PAR A PER DOC08-0133147 IN LOT 30&IN TR 007861
Legal Subdivision	RIDGECREST ESTATES
Legal Tract	007861
Legal Block	2
Legal Lot Number	31,30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2024
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1524 ZUTANO LN, FALLBROOK, CA 92028-1145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	May 23, 2001 · Amount on Record
Deed Document Number	2026108278
Prior Transfer Date	Aug 12, 2003
Prior Transfer Doc	0001358613
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	1524 ZUTANO LN, FALLBROOK, CA 92028-1145
Document Number	0000108278
Instrument Date	Mar 20, 2026
Instrument	2026108278
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,209.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1524 ZUTANO LN, FALLBROOK, CA 92028-1145

Mortgage

Document Number	0000108279,
Date	Apr 17, 2026
Instrument	2026108279

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.17%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1524 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315517
Date	Aug 2, 2018
Instrument	2018-0315517

Lender

Name	COMMUNITY BANK
Type	Bank
Address	PASADENA, CA 91107

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$199,140 (+2%) Land $118,305 Building $80,835
2025	$2,090.00 (+2.5%) Homeowner's exemption	$195,236 (+4.04%) Land $115,986 Building $79,250
2024	$2,039.00 (+1.34%)
2023	$2,012.00 (+0.05%) Homeowner's exemption	$187,657 Land $111,483 Building $76,174
2022	$2,011.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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