1578 Zutano Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 1578 Zutano Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,688 sqft · built 2015
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2014)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-760-20-00`

Property Details

APN / Parcel Number

Primary APN	`105-760-20-00`
Alternative APN	`1057610100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	116,741 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	1057610100
Street Address	1578 ZUTANO LN
City	FALLBROOK
State	CA
Zip	92028-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 31 PAR B PER DOC08-0133147 IN LOT 30&IN TR 007861
Legal Subdivision	RIDGECREST ESTATES
Legal Tract	007861
Legal Block	2
Legal Lot Number	31,30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2024
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1578 ZUTANO LN, FALLBROOK, CA 92028-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	2014270522
Last Transfer Date	Oct 23, 2024
Transfer Doc	0000340613
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 ZUTANO LN, FALLBROOK, CA 92028-1145

Mortgage

Document Number	0000678835
Date	Sep 28, 2021
Instrument	2021-0678835

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 ZUTANO LN, FALLBROOK, CA 92028-1145
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338235
Date	Jun 29, 2020
Instrument	2020-0338235

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	1578 ZUTANO LN, FALLBROOK, CA 92028-1145
Document Number	0000353826
Instrument Date	Feb 22, 2018
Instrument	353826
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1578 ZUTANO LN FALLBROOK CA 920281145, FALLBROOK, CA 92028-1145

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$484,930 (+2%) Land $169,947 Building $314,983
2025	$5,092.00 (+5.03%) Homeowner's exemption	$475,422 (+4.04%) Land $166,615 Building $308,807
2023	$4,848.00 Homeowner's exemption	$456,963 Land $160,147 Building $296,816
2022	$4,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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